Gunnison Savings and Loan Association: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos climbed 25.3% in Q2 2026, from $3.0M to $3.7M. It was the largest change from Q1 2026 among the key lines here. Gunnison Savings and Loan Association ranks 42nd of 63 Colorado banks on loan-to-deposit ratio, in the lower half at 72.26% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Gunnison Savings and Loan Association sits 8.58 points lower, at 72.26% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $5.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $38.6M |
| Fed funds sold and reverse repos | $3.7M |
| Fed funds sold and reverse repos to assets | 3.64% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $5.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 5.38% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 72.26% |
| Net loans and leases to deposits | 71.65% |
| Loans and leases to core deposits | 77.37% |
| Core deposits to total deposits | 93.40% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 59.13% | 95.77% | $0 | $4.5M |
| Q4 2023 | 65.19% | 95.71% | $0 | $7.0M |
| Q1 2024 | 65.57% | 96.22% | $0 | $8.5M |
| Q2 2024 | 67.39% | 95.77% | $0 | $8.5M |
| Q3 2024 | 66.31% | 94.51% | $0 | $8.2M |
| Q4 2024 | 66.19% | 94.10% | $0 | $5.8M |
| Q1 2025 | 67.66% | 93.85% | $0 | $5.8M |
| Q2 2025 | 70.35% | 94.18% | $0 | $5.8M |
| Q3 2025 | 70.66% | 94.20% | $0 | $5.8M |
| Q4 2025 | 70.28% | 93.79% | $0 | $5.8M |
| Q1 2026 | 70.44% | 93.82% | $0 | $5.8M |
| Q2 2026 | 72.26% | 93.40% | $0 | $5.5M |
Gunnison Savings and Loan Association liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Gunnison Savings and Loan Association, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Gunnison Savings and Loan Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30388) · FFIEC NIC profile (RSSD 388874)