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Hamlin Bank and Trust Company Locations & Branches Smethport, Pennsylvania
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Hamlin Bank and Trust Company operates 10 branches from its headquarters in Smethport, PA, .
Hamlin Bank and Trust Company branch network
Its 10 branches span 2 states and 8 cities. The most are in PENNSYLVANIA (9) and NEW YORK (1). PENNSYLVANIA holds 94.4% of its branch deposits. Smethport, PA has the most of its branches, 2. Its largest office by deposits is its main office in Smethport, PA, with $118.1M (30.3% of its branch deposits). It had the same number of branches on June 30, 2025.
Hamlin Bank and Trust Company at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 19.96% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $503.4M
- Tier 1 leverage ratio, Q2 2026
- 19.96%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1863
Full financial profile · Is Hamlin Bank and Trust Company safe? · Hamlin Bank and Trust Company call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Smethport, PA (2 branches) | 1 of 2 | 76.4% | $118.1M |
| State: PA (9 branches) | 93 of 145 | <0.1% | $367.6M |
Ranked by total assets among banks headquartered in the state: Largest banks in Pennsylvania.
Share by county and metro area
Hamlin Bank and Trust Company's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Mckean, PA (7 branches) | 2 of 5 | 37.2% | $341.3M | $916.3M |
| Cattaraugus, NY (1 branch) | 7 of 8 | 1.3% | $21.7M | $1.66B |
| Elk, PA (1 branch) | 5 of 5 | 2.3% | $19.0M | $834.0M |
| Warren, PA (1 branch) | 5 of 6 | 0.3% | $7.3M | $2.71B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Bradford, PA (7 branches) | 2 of 5 | 37.2% | $341.3M | $916.3M |
| Olean, NY (1 branch) | 7 of 8 | 1.3% | $21.7M | $1.66B |
| St. Marys, PA (1 branch) | 5 of 5 | 2.3% | $19.0M | $834.0M |
| Warren, PA (1 branch) | 5 of 6 | 0.3% | $7.3M | $2.71B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Hamlin Bank and Trust Company (main office) | Smethport, PA | 16749 | $118.1M |
| Kane Branch | Kane, PA | 16735 | $96.7M |
| Eldred Branch | Eldred, PA | 16731 | $53.6M |
| Bradford Branch | Bradford, PA | 16701 | $49.9M |
| Mount Jewett Branch | Mount Jewett, PA | 16740 | $23.1M |
| Olean Branch | Olean, NY | 14760 | $21.7M |
| St. Marys Branch Office | Saint Marys, PA | 15857 | $19.0M |
| Sheffield Branch | Sheffield, PA | 16347 | $7.3M |
| East Water Street Branch | Smethport, PA | 16749 | $0 |
| Kane Drive-In Branch | Kane, PA | 16735 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 11113) · FFIEC NIC profile (RSSD 291611)