Haskell National Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Equity capital to total assets rose 0.67 percentage points in Q2 2026 to 12.67%, the biggest move on this page. Within Texas, Haskell National Bank is 22nd of 184 on CET1 ratio, 33.15% as of Q2 2026. Haskell National Bank's CET1 ratio of 33.15% is well above the 19.96% median for banks in the < $100M asset tier, a gap of 13.19 points (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 33.15% |
| Tier 1 risk-based capital ratio | 33.15% |
| Total risk-based capital ratio | 34.17% |
| Tier 1 leverage ratio | 13.57% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $10.2M |
| Tier 1 capital | $10.2M |
| Total risk-based capital | $10.5M |
| Total equity capital | $9.2M |
| Risk-weighted assets | $30.6M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 12.67% |
| Tangible equity to tangible assets | 12.67% |
| Equity capital to average assets | 12.30% |
| Internal capital growth rate | 5.71% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $300K |
| Common stock surplus | $300K |
| Retained earnings | $9.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$953K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 30.24% | 30.24% | 31.15% | 12.06% | $31.8M |
| Q4 2023 | 29.17% | 29.17% | 30.06% | 12.10% | $32.8M |
| Q1 2024 | 29.84% | 29.84% | 30.75% | 12.38% | $32.1M |
| Q2 2024 | 28.91% | 28.91% | 29.78% | 12.76% | $33.4M |
| Q3 2024 | 28.55% | 28.55% | 29.42% | 12.86% | $34.0M |
| Q4 2024 | 29.92% | 29.92% | 30.83% | 12.84% | $32.7M |
| Q1 2025 | 30.93% | 30.93% | 31.87% | 13.31% | $31.9M |
| Q2 2025 | 30.07% | 30.07% | 30.98% | 13.36% | $33.1M |
| Q3 2025 | 29.24% | 29.24% | 30.15% | 13.41% | $34.3M |
| Q4 2025 | 29.69% | 29.69% | 30.63% | 13.33% | $33.4M |
| Q1 2026 | 31.95% | 31.95% | 32.95% | 13.29% | $31.4M |
| Q2 2026 | 33.15% | 33.15% | 34.17% | 13.57% | $30.6M |
Haskell National Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Haskell National Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Haskell National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14399) · FFIEC NIC profile (RSSD 170257)