Haskell National Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The standout move of Q2 2026 was in Net interest margin: 0.59 percentage points higher than in Q1 2026, at 4.19%. Within Texas, Haskell National Bank is 164th of 345 on net interest margin, 4.19% as of Q2 2026. Haskell National Bank reported 4.19% on net interest margin for Q2 2026, 0.32 points above the 3.88% median for banks in the < $100M asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.78% |
| Yield on loans | 7.82% |
| Yield on securities | 2.61% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 0.64% |
| Cost of interest-bearing deposits | 1.17% |
| Cost of interest-bearing liabilities | 1.17% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.19% |
| Yield to cost spread | 3.61% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $463K |
| Total interest expense | $102K |
| Interest expense on deposits | $102K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 3.36% | 0.40% | 2.98% | 6.91% | 1.37% |
| Q4 2023 | 3.66% | 0.48% | 3.21% | 7.44% | 1.38% |
| Q1 2024 | 3.53% | 0.55% | 3.02% | 7.18% | 1.33% |
| Q2 2024 | 3.64% | 0.56% | 3.13% | 7.34% | 1.38% |
| Q3 2024 | 3.86% | 0.66% | 3.24% | 7.74% | 1.28% |
| Q4 2024 | 4.00% | 0.68% | 3.36% | 7.53% | 1.74% |
| Q1 2025 | 3.89% | 0.62% | 3.32% | 7.62% | 1.67% |
| Q2 2025 | 4.22% | 0.63% | 3.63% | 7.67% | 1.84% |
| Q3 2025 | 4.40% | 0.66% | 3.79% | 8.11% | 1.82% |
| Q4 2025 | 4.46% | 0.68% | 3.83% | 7.81% | 1.93% |
| Q1 2026 | 4.23% | 0.69% | 3.60% | 7.65% | 2.00% |
| Q2 2026 | 4.78% | 0.64% | 4.19% | 7.82% | 2.61% |
Haskell National Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Haskell National Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Haskell National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14399) · FFIEC NIC profile (RSSD 170257)