Haskell National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Haskell National Bank of Haskell, TX against its peer group of 578 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.13% | 0.85% | +0.28% | 54th above |
| ROAE | 9.22% | 5.23% | +3.99% | 53rd above |
| Net Interest Margin | 4.19% | 3.94% | +0.25% | 63rd above |
| Efficiency Ratio Ahead of the peer average, behind the median peer. | 74.48% | 74.96% | -0.48% | 39th below |
| PPNR / Avg Assets | 1.13% | — | — | 44th below |
| Yield on Earning Assets | 4.78% | 5.42% | -0.64% | 31st below |
| Cost of Funds | 0.64% | 1.69% | -1.05% | 92nd top |
| Net Interest Spread | 3.61% | — | — | 61st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.34% | -1.34% | 83rd top |
| NPA / Total Assets | 0.00% | — | — | 81st top |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 1.25% | — | — | 52nd above |
| Texas Ratio | 0.00% | 7.23% | -7.23% | 83rd top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 33.15% | 25.12% | +8.03% | 69th above |
| Tier 1 Ratio | 33.15% | 25.12% | +8.03% | 69th above |
| Total Capital Ratio | 34.17% | — | — | 69th above |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 13.57% | 14.13% | -0.56% | 54th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 12.67% | 13.07% | -0.40% | 51st above |
| TCE / Tangible Assets | 12.67% | — | — | 54th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 39.49% | 68.58% | -29.09% | 84th top |
| Core Deposit Ratio | 94.70% | 88.79% | +5.91% | 70th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.70% | — | — | 25th below |
| Loan Growth (Y/Y) | -2.64% | — | — | 27th below |
| Deposit Growth (Y/Y) | -2.08% | — | — | 22nd bottom |
See Haskell National Bank's peers by name
The 578 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Haskell National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Haskell National Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Haskell National Bank peer analysis.