Heritage Bank & Trust Routing Number

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the Heritage Bank & Trust routing number?

The Heritage Bank & Trust routing number is 064109057. It is the primary ABA routing transit number registered to Heritage Bank & Trust, headquartered in Columbia, TN. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the Heritage Bank & Trust wire routing number?

This page lists 064109057, the primary routing number registered to Heritage Bank & Trust. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with Heritage Bank & Trust before sending a wire.

Is ABA number 064109057 the routing number for Heritage Bank & Trust?

Yes. ABA number 064109057 is the primary routing number registered to Heritage Bank & Trust. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 064109057?

Routing number 064109057 belongs to Heritage Bank & Trust, headquartered in Columbia, TN. It is the bank's primary ABA routing number (FDIC certificate 58220).

Routing numbers of similar-size institutions in Tennessee

Bank, Columbia, TN

First Farmers and Merchants Bank: 064108113

Bank, Tullahoma, TN

First Vision Bank of Tennessee: 064109028

Bank, Frankewing, TN

Bank of Frankewing: 064106775

Credit union, Alcoa, TN

Alcoa Tenn Federal Credit Union: 264278283

Bank, Manchester, TN

Coffee County Bank: 064102902

Credit union, Chattanooga, TN

Comtrust Federal Credit Union: 261388406

Bank, Madisonville, TN

Volunteer Federal Savings Bank: 264271468

Credit union, Nashville, TN

Ten Credit Union: 264080853

All routing numbers in Tennessee