Branch Network
Heritage Community Bank Locations & Branches Union, Missouri
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Heritage Community Bank operates 5 branches from its headquarters in Union, MO, .
Heritage Community Bank branch network
All 5 branches are in MISSOURI, across 5 cities. Its largest office by deposits is its main office in Union, MO, with $101.2M (34.1% of its branch deposits). On June 30, 2025 it had 4 branches, 1 fewer than in 2026.
Heritage Community Bank at a glance
Its CET1 capital ratio was 9.39% at Q2 2026, above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $347.8M
- CET1 ratio, Q2 2026
- 9.39%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1935
Full financial profile · Is Heritage Community Bank safe? · Heritage Community Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Union, MO (1 branch) | 3 of 6 | 11.7% | $101.2M |
| State: MO (5 branches) | 114 of 249 | 0.1% | $296.6M |
Ranked by total assets among banks headquartered in the state: Largest banks in Missouri.
Share by county and metro area
Heritage Community Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Franklin, MO (2 branches) | 8 of 17 | 4.6% | $182.4M | $3.93B |
| Warren, MO (1 branch) | 5 of 8 | 7.5% | $64.1M | $856.3M |
| Osage, MO (1 branch) | 3 of 4 | 6.8% | $39.1M | $573.1M |
| Jefferson, MO (1 branch) | 24 of 24 | 0.3% | $11.0M | $3.89B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| St. Louis, MO-IL (4 branches) | 62 of 111 | 0.2% | $257.4M | $141.72B |
| Jefferson City, MO (1 branch) | 19 of 20 | 0.5% | $39.1M | $7.70B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Heritage Community Bank (main office) | Union, MO | 63084 | $101.2M |
| Washington Branch | Washington, MO | 63090 | $81.2M |
| Marthasville Branch | Marthasville, MO | 63357 | $64.1M |
| Chamois Branch | Chamois, MO | 65024 | $39.1M |
| Pevely Branch | Pevely, MO | 63070 | $11.0M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 15282) · FFIEC NIC profile (RSSD 499743)