Home Savings and Loan Company of Kenton, Ohio, the dba HSLC: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Tangible equity to tangible assets rose 0.54 percentage points from Q1 2026 to Q2 2026, ending at 17.14% against 16.60%. It was the largest change among the key lines on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 17.11% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $42.3M |
| Tier 1 capital | $42.3M |
| Total risk-based capital | — |
| Total equity capital | $42.5M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 17.33% |
| Tangible equity to tangible assets | 17.14% |
| Equity capital to average assets | 17.15% |
| Internal capital growth rate | 8.28% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $42.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$364K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 18.95% | 18.05% | 17.71% |
| Q4 2023 | 18.22% | 17.77% | 17.45% |
| Q1 2024 | 18.00% | 17.73% | 17.42% |
| Q2 2024 | 18.02% | 17.99% | 17.69% |
| Q3 2024 | 18.23% | 17.91% | 17.63% |
| Q4 2024 | 17.91% | 17.72% | 17.46% |
| Q1 2025 | 17.84% | 17.51% | 17.26% |
| Q2 2025 | 17.49% | 17.25% | 17.01% |
| Q3 2025 | 17.29% | 17.32% | 17.09% |
| Q4 2025 | 17.16% | 17.15% | 16.94% |
| Q1 2026 | 16.98% | 16.80% | 16.60% |
| Q2 2026 | 17.11% | 17.33% | 17.14% |
Home Savings and Loan Company of Kenton, Ohio, the dba HSLC regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Home Savings and Loan Company of Kenton, Ohio, the dba HSLC, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Home Savings and Loan Company of Kenton, Ohio, the dba HSLC profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29571) · FFIEC NIC profile (RSSD 296474)