The Idabel National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Idabel National Bank of Idabel, OK against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.00% | 1.34% | -0.34% | 33rd below |
| ROAE | 6.57% | 13.32% | -6.75% | 19th bottom |
| Net Interest Margin | 3.68% | 3.93% | -0.25% | 36th below |
| Efficiency Ratio | 44.29% | 61.14% | -16.85% | 90th top |
| PPNR / Avg Assets | 2.09% | 1.68% | +0.41% | 76th top |
| Yield on Earning Assets | 5.47% | 5.67% | -0.20% | 44th below |
| Cost of Funds | 2.16% | 1.88% | +0.28% | 28th below |
| Net Interest Spread | 2.86% | 3.32% | -0.46% | 27th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 8.39% | 0.94% | +7.45% | 1st bottom |
| NPA / Total Assets | 5.71% | 0.70% | +5.01% | 1st bottom |
| NCO / Avg Loans | 0.46% | 0.16% | +0.30% | 6th bottom |
| ACL / Total Loans | 3.50% | 1.28% | +2.22% | 99th top |
| ACL / NPLs (Coverage) | 41.70% | 1539.06% | -1497.36% | 7th bottom |
| Texas Ratio | 32.32% | 7.33% | +24.99% | 3rd bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 157.10% | 1395.93% | -1238.83% | 52nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 23.53% | 19.50% | +4.03% | 86th top |
| Tier 1 Ratio | 23.53% | 19.53% | +4.00% | 86th top |
| Total Capital Ratio | 24.81% | 20.62% | +4.19% | 86th top |
| Leverage Ratio | 16.18% | 12.14% | +4.04% | 90th top |
| Equity / Assets | 15.40% | 11.37% | +4.03% | 90th top |
| TCE / Tangible Assets | 15.40% | 11.09% | +4.31% | 90th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 77.51% | 80.64% | -3.13% | 56th above |
| Core Deposit Ratio | 63.61% | 86.87% | -23.26% | 2nd bottom |
| Wholesale Funding Ratio | 0.41% | 5.03% | -4.62% | 91st top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -4.10% | 6.85% | -10.95% | 6th bottom |
| Loan Growth (Y/Y) | -15.04% | 7.91% | -22.95% | 1st bottom |
| Deposit Growth (Y/Y) | -5.20% | 6.29% | -11.49% | 6th bottom |
See The Idabel National Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Idabel National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Idabel National Bank profile, how to read a UBPR, or how this data updates.