Branch Network
Incommons Bank, N.A. Locations & Branches Mexia, Texas
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Incommons Bank, N.A. operates 6 branches from its headquarters in Mexia, TX, .
Incommons Bank, N.A. branch network
All 6 branches are in TEXAS, across 6 cities. Its largest office by deposits is the Incommons Bank, N.A. office in Mexia, TX, with $129.1M (52.5% of its branch deposits). It had the same number of branches on June 30, 2025.
Incommons Bank, N.A. at a glance
Its CET1 capital ratio was 15.01% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $277.6M
- CET1 ratio, Q2 2026
- 15.01%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1882
Full financial profile · Is Incommons Bank, N.A. safe? · Incommons Bank, N.A. call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Mexia, TX (1 branch) | 1 of 5 | 57.0% | $129.1M |
| State: TX (6 branches) | 270 of 441 | <0.1% | $245.8M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
Incommons Bank, N.A.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Limestone, TX (2 branches) | 1 of 6 | 34.3% | $144.2M | $420.9M |
| Falls, TX (1 branch) | 3 of 7 | 14.4% | $40.7M | $283.0M |
| Freestone, TX (1 branch) | 5 of 6 | 9.6% | $33.5M | $350.2M |
| Mclennan, TX (2 branches) | 22 of 22 | 0.3% | $27.4M | $8.23B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Waco, TX (3 branches) | 18 of 26 | 0.8% | $68.1M | $8.51B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Incommons Bank, N.A. | Mexia, TX | 76667 | $129.1M |
| Rosebud Branch | Rosebud, TX | 76570 | $40.7M |
| Fairfield Branch | Fairfield, TX | 75840 | $33.5M |
| Waco Branch | Waco, TX | 76712 | $19.2M |
| Coolidge Branch | Coolidge, TX | 76635 | $15.1M |
| Mart Branch | Mart, TX | 76664 | $8.2M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 3342) · FFIEC NIC profile (RSSD 414858)