Ives Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Ives Bank of Danbury, CT against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.17% | 1.46% | -0.29% | 42nd below |
| ROAE | 8.69% | 12.72% | -4.03% | 24th bottom |
| Net Interest Margin | 3.46% | 3.85% | -0.39% | 33rd below |
| Efficiency Ratio | 63.31% | 57.40% | +5.91% | 35th below |
| PPNR / Avg Assets | 1.35% | 1.88% | -0.53% | 30th below |
| Yield on Earning Assets | 5.47% | 5.72% | -0.25% | 46th below |
| Cost of Funds | 2.09% | 2.02% | +0.07% | 45th below |
| Net Interest Spread | 2.86% | 3.18% | -0.32% | 36th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.46% | 1.00% | +0.46% | 19th bottom |
| NPA / Total Assets | 1.21% | 0.76% | +0.45% | 18th bottom |
| NCO / Avg Loans | -0.00% | 0.43% | -0.43% | 88th top |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.29% | 1.31% | -0.02% | 69th above |
| ACL / NPLs (Coverage) | 88.95% | 543.66% | -454.71% | 24th bottom |
| Texas Ratio | 9.61% | 7.39% | +2.22% | 25th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.87% | 11.43% | +2.44% | 89th top |
| Equity / Assets | 13.32% | 11.33% | +1.99% | 86th top |
| TCE / Tangible Assets | 13.23% | 10.50% | +2.73% | 89th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 105.34% | 86.94% | +18.40% | 9th bottom |
| Core Deposit Ratio | 79.24% | 85.56% | -6.32% | 19th bottom |
| Uninsured Deposit Ratio | 28.76% | 33.13% | -4.37% | 58th above |
| Wholesale Funding Ratio | 6.51% | 5.70% | +0.81% | 31st below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.87% | 9.68% | -4.81% | 48th below |
| Loan Growth (Y/Y) | 4.57% | 8.06% | -3.49% | 44th below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.48% | 7.87% | -0.39% | 65th above |
See Ives Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Ives Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Ives Bank profile, how to read a UBPR, or how this data updates.