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Jarrettsville Federal Savings and Loan Association: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.

The largest change between Q1 2026 and Q2 2026 was in Core deposits to total deposits, which rose 0.41 percentage points to 89.09%. Within Maryland, Jarrettsville Federal Savings and Loan Association is 24th of 27 on total deposits, $147.1M as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is $277.3M on total deposits. Jarrettsville Federal Savings and Loan Association sits 47% lower, at $147.1M (Q2 2026).

Deposit totals

Deposit totals for Jarrettsville Federal Savings and Loan Association, Q2 2026
Line item Q2 2026
Total deposits $147.1M
Domestic office deposits $147.1M
Foreign office deposits —
Deposits to total assets 88.05%
Deposits to total liabilities 99.58%

Deposit composition

Deposit composition for Jarrettsville Federal Savings and Loan Association, Q2 2026
Line item Q2 2026
Demand deposits $16.2M
Savings deposits $18.2M
Transaction accounts to domestic deposits 13.41%
Time deposits $57K
Time deposits under $100k $35.4M
Time deposits $100k to $250k $31.7M
Time deposits over $250k $16.0M
Noninterest-bearing share of deposits 11.38%

Stability of funding

Stability of funding for Jarrettsville Federal Savings and Loan Association, Q2 2026
Line item Q2 2026
Core deposits $131.1M
Core deposits to total deposits 89.09%
Insured deposits —
Uninsured deposits —
Uninsured deposits to total deposits —
Brokered deposits $0
Brokered deposits to total deposits 0.00%

Cost of deposits

Cost of deposits for Jarrettsville Federal Savings and Loan Association, Q2 2026
Line item Q2 2026
Cost of interest-bearing deposits 2.59%
Interest expense on deposits $841K
Loans and leases to core deposits 89.93%

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, Jarrettsville Federal Savings and Loan Association, oldest first
Quarter Total depositsCore depositsBrokered depositsCost of interest-bearing deposits
Q3 2023 $129.4M 89.29% 0.00% 2.03%
Q4 2023 $131.3M 88.63% 0.00% 2.31%
Q1 2024 $136.5M 87.44% 0.00% 2.56%
Q2 2024 $138.2M 87.50% 0.00% 2.86%
Q3 2024 $136.4M 87.87% 0.00% 3.04%
Q4 2024 $142.6M 86.82% 0.00% 3.09%
Q1 2025 $143.9M 86.77% 0.00% 2.98%
Q2 2025 $144.5M 87.16% 0.00% 2.89%
Q3 2025 $142.7M 88.03% 0.00% 2.71%
Q4 2025 $145.1M 88.37% 0.00% 2.71%
Q1 2026 $145.2M 88.69% 0.00% 2.61%
Q2 2026 $147.1M 89.09% 0.00% 2.59%

Jarrettsville Federal Savings and Loan Association deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Jarrettsville Federal Savings and Loan Association profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 31083) · FFIEC NIC profile (RSSD 613978)