Jonesburg State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Jonesburg State Bank of Jonesburg, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.50% | 1.35% | +1.15% | 94th top |
| ROAE | 25.73% | 12.05% | +13.68% | 96th top |
| Net Interest Margin | 4.95% | 3.90% | +1.05% | 91st top |
| Efficiency Ratio | 53.50% | 63.15% | -9.65% | 73rd above |
| PPNR / Avg Assets | 2.46% | 1.64% | +0.82% | 88th top |
| Yield on Earning Assets | 5.96% | 5.65% | +0.31% | 67th above |
| Cost of Funds | 1.10% | 1.85% | -0.75% | 88th top |
| Net Interest Spread | 4.46% | 3.35% | +1.11% | 94th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.92% | -0.92% | 93rd top |
| NPA / Total Assets | 0.00% | 0.67% | -0.67% | 94th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.00% | 0.15% | -0.15% | 47th below |
| ACL / Total Loans | 1.04% | 1.28% | -0.24% | 30th below |
| Texas Ratio | 0.00% | 7.15% | -7.15% | 95th top |
| Provision / NCO | 1050.00% | 1189.29% | -139.29% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 14.98% | 20.83% | -5.85% | 48th below |
| Tier 1 Ratio | 14.98% | 20.87% | -5.89% | 48th below |
| Total Capital Ratio | 16.18% | 21.94% | -5.76% | 49th below |
| Leverage Ratio | 9.95% | 12.46% | -2.51% | 30th below |
| Equity / Assets | 9.52% | 11.67% | -2.15% | 36th below |
| TCE / Tangible Assets | 9.52% | 11.40% | -1.88% | 40th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 85.75% | 78.64% | +7.11% | 38th below |
| Core Deposit Ratio | 92.05% | 87.09% | +4.96% | 68th above |
| Wholesale Funding Ratio | 3.43% | 5.11% | -1.68% | 51st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.88% | 6.47% | -0.59% | 61st above |
| Loan Growth (Y/Y) | 2.24% | 7.64% | -5.40% | 32nd below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.26% | 6.02% | -0.76% | 59th above |
See Jonesburg State Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Jonesburg State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Jonesburg State Bank profile, how to read a UBPR, or how this data updates.