Kaw Valley Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Kaw Valley Bank of Topeka, KS against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.49% | 1.34% | +0.15% | 62nd above |
| ROAE Behind the peer average, ahead of the median peer. | 12.39% | 13.31% | -0.92% | 50th above |
| Net Interest Margin | 4.81% | 3.93% | +0.88% | 88th top |
| Efficiency Ratio | 60.15% | 61.14% | -0.99% | 54th above |
| PPNR / Avg Assets | 1.99% | 1.68% | +0.31% | 72nd above |
| Yield on Earning Assets | 6.37% | 5.67% | +0.70% | 83rd top |
| Cost of Funds | 1.68% | 1.88% | -0.20% | 58th above |
| Net Interest Spread | 3.84% | 3.32% | +0.52% | 77th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.06% | 0.94% | -0.88% | 78th top |
| NPA / Total Assets | 0.05% | 0.70% | -0.65% | 78th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.28% | 1.28% | +0.00% | 59th above |
| ACL / NPLs (Coverage) | 2252.20% | 1538.42% | +713.78% | — |
| Texas Ratio | 0.36% | 7.33% | -6.97% | 82nd top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.90% | 12.14% | -0.24% | 64th above |
| Equity / Assets | 12.33% | 11.37% | +0.96% | 74th above |
| TCE / Tangible Assets | 12.33% | 11.09% | +1.24% | 76th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 99.19% | 80.63% | +18.56% | 12th bottom |
| Core Deposit Ratio | 86.81% | 86.86% | -0.05% | 38th below |
| Wholesale Funding Ratio | 3.37% | 5.03% | -1.66% | 51st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.06% | 6.85% | +2.21% | 80th top |
| Loan Growth (Y/Y) | 13.64% | 7.90% | +5.74% | 84th top |
| Deposit Growth (Y/Y) | 9.35% | 6.29% | +3.06% | 80th top |
See Kaw Valley Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Kaw Valley Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Kaw Valley Bank profile, how to read a UBPR, or how this data updates.