Kentland Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Kentland Bank of Kentland, IN against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.72% | 1.35% | +0.37% | 75th top |
| ROAE | 15.33% | 12.05% | +3.28% | 68th above |
| Net Interest Margin | 4.62% | 3.90% | +0.72% | 83rd top |
| Efficiency Ratio | 45.97% | 63.16% | -17.19% | 88th top |
| PPNR / Avg Assets | 2.44% | 1.64% | +0.80% | 88th top |
| Yield on Earning Assets | 6.48% | 5.65% | +0.83% | 87th top |
| Cost of Funds | 1.95% | 1.85% | +0.10% | 40th below |
| Net Interest Spread | 3.93% | 3.35% | +0.58% | 81st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.59% | 0.92% | -0.33% | 41st below |
| NPA / Total Assets | 1.54% | 0.67% | +0.87% | 11th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.02% | 0.15% | -0.13% | 33rd below |
| ACL / Total Loans | 1.66% | 1.28% | +0.38% | 86th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 281.12% | 1645.72% | -1364.60% | 58th above |
| Texas Ratio | 12.63% | 7.15% | +5.48% | 16th bottom |
| Provision / NCO | 8828.57% | 1184.59% | +7643.98% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.54% | 12.46% | +0.08% | 71st above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 11.21% | 11.67% | -0.46% | 63rd above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 11.21% | 11.40% | -0.19% | 66th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 89.39% | 78.64% | +10.75% | 30th below |
| Core Deposit Ratio | 77.97% | 87.10% | -9.13% | 12th bottom |
| Wholesale Funding Ratio | 11.59% | 5.11% | +6.48% | 10th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.77% | 6.47% | +0.30% | 67th above |
| Loan Growth (Y/Y) | 11.89% | 7.64% | +4.25% | 79th top |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.24% | 6.02% | -1.78% | 52nd above |
See Kentland Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Kentland Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Kentland Bank profile, how to read a UBPR, or how this data updates.