Branch Network
KS Bank, Inc. Locations & Branches Smithfield, North Carolina
BankRegReports is independent of KS Bank, Inc. and never asks for online banking logins or passwords.
KS Bank, Inc. operates 12 branches from its headquarters in Smithfield, NC, .
KS Bank, Inc. branch network
All 12 branches are in NORTH CAROLINA, across 11 cities. Smithfield, NC has the most of its branches, 2. Its largest office by deposits is its main office in Smithfield, NC, with $135.7M (17.3% of its branch deposits). On June 30, 2025 it had 11 branches, 1 fewer than in 2026.
KS Bank, Inc. at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 9.01% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $874.5M
- Tier 1 leverage ratio, Q2 2026
- 9.01%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1924
Full financial profile · Is KS Bank, Inc. safe? · KS Bank, Inc. call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Smithfield, NC (2 branches) | 2 of 7 | 17.3% | $226.0M |
| State: NC (12 branches) | 32 of 82 | 0.1% | $785.2M |
Ranked by total assets among banks headquartered in the state: Largest banks in North Carolina.
Share by county and metro area
KS Bank, Inc.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Johnston, NC (6 branches) | 4 of 13 | 14.6% | $478.2M | $3.28B |
| Wayne, NC (1 branch) | 5 of 10 | 5.2% | $111.1M | $2.13B |
| Wake, NC (2 branches) | 24 of 36 | <0.1% | $92.5M | $106.32B |
| Harnett, NC (1 branch) | 7 of 9 | 3.6% | $52.7M | $1.45B |
| Wilson, NC (1 branch) | 7 of 10 | 1.8% | $42.5M | $2.42B |
| Nash, NC (1 branch) | 10 of 11 | 0.2% | $8.2M | $3.51B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Raleigh-Cary, NC (8 branches) | 16 of 37 | 0.5% | $570.7M | $110.16B |
| Goldsboro, NC (1 branch) | 5 of 10 | 5.2% | $111.1M | $2.13B |
| Fayetteville, NC (1 branch) | 13 of 17 | 0.8% | $52.7M | $6.45B |
| Wilson, NC (1 branch) | 7 of 10 | 1.8% | $42.5M | $2.42B |
| Rocky Mount, NC (1 branch) | 12 of 12 | 0.2% | $8.2M | $3.88B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| KS Bank, Inc. (main office) | Smithfield, NC | 27577 | $135.7M |
| Goldsboro Branch | Goldsboro, NC | 27534 | $111.1M |
| Smithfield Branch | Smithfield, NC | 27577 | $90.3M |
| Selma Branch | Selma, NC | 27576 | $84.8M |
| Clayton Branch | Clayton, NC | 27520 | $84.6M |
| Wendell Branch | Wendell, NC | 27591 | $56.4M |
| Dunn Branch | Dunn, NC | 28334 | $52.7M |
| Four Oaks Branch | Four Oaks, NC | 27524 | $48.2M |
| Wilson Branch | Wilson, NC | 27893 | $42.5M |
| Garner Branch | Garner, NC | 27529 | $36.1M |
| Kenly Branch | Kenly, NC | 27542 | $34.6M |
| Bailey Branch | Bailey, NC | 27807 | $8.2M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 29771) · FFIEC NIC profile (RSSD 416674)