Lake Shore Bank: Off-Balance-Sheet Exposure
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Data as of · Call Report Schedules RC-L and RC-R How we update
On its Q3 2026 filing, Lake Shore Bank reported 5 of the 9 line items on this page. Unused home equity and credit card lines was $61.0M in Q3 2026, down 2.6% from $62.6M in Q3 2025. That is 8.3% of its total assets. Across the 12 quarters shown it ranged from $61.0M (Q3 2026) to $65.7M (Q4 2023).
The largest change between Q2 2026 and Q3 2026 was in Unused home equity and credit card lines, which fell 3.3% to $61.0M.
Commitments
| Line item | Q3 2026 |
|---|---|
| Unused home equity and credit card lines | $61.0M |
| Letters of credit | $0 |
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Trading positions
| Line item | Q3 2026 |
|---|---|
| Trading account assets | $0 |
| Trading liabilities | $0 |
| Trading assets to total assets | 0.00% |
Off-Balance-Sheet Exposure trend
Off-Balance-Sheet Exposure by quarter
| Quarter | Unused home equity and card lines | Letters of credit |
|---|---|---|
| Q4 2023 | $65.7M | $0 |
| Q1 2024 | $65.4M | $0 |
| Q2 2024 | $64.3M | $0 |
| Q3 2024 | $63.9M | $0 |
| Q4 2024 | $64.0M | $0 |
| Q1 2025 | $64.4M | $0 |
| Q2 2025 | $63.3M | $0 |
| Q3 2025 | $62.6M | $0 |
| Q4 2025 | $62.4M | $0 |
| Q1 2026 | $62.7M | $0 |
| Q2 2026 | $63.0M | $0 |
| Q3 2026 | $61.0M | $0 |
Lake Shore Bank off-balance-sheet exposure, quarter by quarter
Off-Balance-Sheet Exposure since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-L and RC-R, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full Lake Shore Bank profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 30530) · FFIEC NIC profile (RSSD 301574)