Legends Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Legends Bank of Clarksville, TN against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.01% | 1.25% | -0.24% | 33rd below |
| ROAE | 10.66% | 12.22% | -1.56% | 39th below |
| Net Interest Margin | 3.95% | 3.95% | +0.00% | 50th above |
| Efficiency Ratio | 66.21% | 63.71% | +2.50% | 36th below |
| PPNR / Avg Assets | 1.40% | — | — | 38th below |
| Yield on Earning Assets | 5.91% | 5.67% | +0.24% | 64th above |
| Cost of Funds | 2.10% | 1.87% | +0.23% | 31st below |
| Net Interest Spread | 3.29% | — | — | 48th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.88% | -0.88% | 94th top |
| NPA / Total Assets | 0.00% | — | — | 94th top |
| NCO / Avg Loans | -0.01% | 0.15% | -0.16% | 87th top |
| ACL / Total Loans | 1.08% | — | — | 36th below |
| Texas Ratio | 0.00% | 5.96% | -5.96% | 94th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.09% | 17.18% | -5.09% | 18th bottom |
| Tier 1 Ratio | 12.09% | 17.21% | -5.12% | 18th bottom |
| Total Capital Ratio | 13.10% | — | — | 17th bottom |
| Leverage Ratio | 9.98% | 11.75% | -1.77% | 31st below |
| Equity / Assets | 9.56% | 10.98% | -1.42% | 36th below |
| TCE / Tangible Assets | 9.56% | — | — | 40th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 81.26% | 80.44% | +0.82% | 49th below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.04% | 86.95% | +1.09% | 44th below |
| Wholesale Funding Ratio | 0.35% | — | — | 92nd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 5.03% | — | — | 54th above |
| Loan Growth (Y/Y) | 6.48% | — | — | 56th above |
| Deposit Growth (Y/Y) | 6.51% | — | — | 67th above |
See Legends Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Legends Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Legends Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Legends Bank peer analysis.