Branch Network
Liberty Bank Locations & Branches Geraldine, Alabama
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Liberty Bank operates 7 branches from its headquarters in Geraldine, AL, .
Liberty Bank branch network
All 7 branches are in ALABAMA, across 7 cities. Its largest office by deposits is its main office in Geraldine, AL, with $61.2M (26.6% of its branch deposits). It had the same number of branches on June 30, 2025.
Liberty Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.30% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $258.6M
- Tier 1 leverage ratio, Q2 2026
- 11.30%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1971
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Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Geraldine, AL (1 branch) | 1 of 1 | 100.0% | $61.2M |
| State: AL (7 branches) | 74 of 131 | 0.2% | $229.9M |
Ranked by total assets among banks headquartered in the state: Largest banks in Alabama.
Share by county and metro area
Liberty Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Dekalb, AL (3 branches) | 5 of 8 | 10.0% | $118.7M | $1.19B |
| Marshall, AL (2 branches) | 10 of 16 | 2.2% | $60.3M | $2.80B |
| Etowah, AL (1 branch) | 10 of 12 | 2.0% | $30.8M | $1.51B |
| Blount, AL (1 branch) | 8 of 8 | 2.0% | $20.1M | $1.03B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Fort Payne, AL (3 branches) | 5 of 8 | 10.0% | $118.7M | $1.19B |
| Albertville, AL (2 branches) | 10 of 16 | 2.2% | $60.3M | $2.80B |
| Gadsden, AL (1 branch) | 10 of 12 | 2.0% | $30.8M | $1.51B |
| Birmingham-Hoover, AL (1 branch) | 44 of 46 | <0.1% | $20.1M | $52.49B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Liberty Bank (main office) | Geraldine, AL | 35974 | $61.2M |
| Collinsville Branch | Collinsville, AL | 35961 | $42.3M |
| Albertville Branch | Albertville, AL | 35950 | $38.4M |
| Sardis Road Branch | Sardis City, AL | 35956 | $30.8M |
| Guntersville Branch | Guntersville, AL | 35976 | $21.9M |
| Snead Branch | Altoona, AL | 35952 | $20.1M |
| Crossville Branch | Crossville, AL | 35962 | $15.2M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 20429) · FFIEC NIC profile (RSSD 386432)