Little Horn State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 4.86 percentage points higher than in Q1 2026, at 110.60%. Among 35 Montana banks, Little Horn State Bank sits 2nd from the top on loan-to-deposit ratio, 102.25% as of Q2 2026. Little Horn State Bank reported 102.25% on loan-to-deposit ratio for Q2 2026, 21.41 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $46.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $46.1M |
| Fed funds sold and reverse repos | $41.8M |
| Fed funds sold and reverse repos to assets | 10.13% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $20.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 4.85% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 102.25% |
| Net loans and leases to deposits | 100.78% |
| Loans and leases to core deposits | 110.60% |
| Core deposits to total deposits | 70.18% |
| Brokered deposits to total deposits | 22.27% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 106.45% | 83.30% | $5.0M | $15.0M |
| Q4 2023 | 107.44% | 76.50% | $8.0M | $15.0M |
| Q1 2024 | 103.08% | 80.77% | $0 | $15.0M |
| Q2 2024 | 101.76% | 61.20% | $0 | $15.0M |
| Q3 2024 | 102.43% | 54.11% | $0 | $15.0M |
| Q4 2024 | 99.30% | 66.19% | $0 | $15.0M |
| Q1 2025 | 95.21% | 65.11% | $0 | $15.0M |
| Q2 2025 | 98.61% | 63.58% | $0 | $20.0M |
| Q3 2025 | 100.25% | 66.33% | $0 | $20.0M |
| Q4 2025 | 101.22% | 69.84% | $0 | $20.0M |
| Q1 2026 | 98.86% | 68.46% | $0 | $20.0M |
| Q2 2026 | 102.25% | 70.18% | $0 | $20.0M |
Little Horn State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Little Horn State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Little Horn State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11821) · FFIEC NIC profile (RSSD 537551)