Little Horn State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Little Horn State Bank of Hardin, MT against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.17% | 1.34% | -0.17% | 43rd below |
| ROAE | 11.45% | 13.32% | -1.87% | 44th below |
| Net Interest Margin | 4.24% | 3.93% | +0.31% | 67th above |
| Efficiency Ratio | 45.30% | 61.15% | -15.85% | 89th top |
| PPNR / Avg Assets | 2.42% | 1.68% | +0.74% | 87th top |
| Yield on Earning Assets | 7.04% | 5.67% | +1.37% | 95th top |
| Cost of Funds | 3.05% | 1.88% | +1.17% | 5th bottom |
| Net Interest Spread | 3.65% | 3.32% | +0.33% | 67th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.11% | 0.94% | +0.17% | 26th below |
| NPA / Total Assets | 0.96% | 0.70% | +0.26% | 22nd bottom |
| NCO / Avg Loans | 0.78% | 0.16% | +0.62% | 4th bottom |
| ACL / Total Loans | 1.44% | 1.28% | +0.16% | 74th above |
| ACL / NPLs (Coverage) | 129.48% | 1539.29% | -1409.81% | 36th below |
| Texas Ratio | 8.64% | 7.33% | +1.31% | 26th below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 144.28% | 1396.25% | -1251.97% | 50th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.34% | 19.51% | -8.17% | 11th bottom |
| Tier 1 Ratio | 11.34% | 19.54% | -8.20% | 11th bottom |
| Total Capital Ratio | 12.59% | 20.63% | -8.04% | 12th bottom |
| Leverage Ratio | 10.34% | 12.14% | -1.80% | 39th below |
| Equity / Assets | 10.19% | 11.37% | -1.18% | 48th below |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.19% | 11.09% | -0.90% | 52nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 102.25% | 80.63% | +21.62% | 9th bottom |
| Core Deposit Ratio | 70.18% | 86.87% | -16.69% | 5th bottom |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.85% | 5.03% | -0.18% | 39th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 11.23% | 6.85% | +4.38% | 86th top |
| Loan Growth (Y/Y) | 15.86% | 7.90% | +7.96% | 87th top |
| Deposit Growth (Y/Y) | 11.73% | 6.29% | +5.44% | 87th top |
See Little Horn State Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Little Horn State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Little Horn State Bank profile, how to read a UBPR, or how this data updates.