Bank Routing Number

Manufacturers and Traders Trust Company Routing Number

The primary ABA routing number (RTN) for Manufacturers and Traders Trust Company, Buffalo, NY is shown below.

Primary ABA / RTN

022000046

Verify before you send money. This is the bank's primary registered routing number, taken from the FFIEC National Information Center institution record (last refreshed here on October 8, 2026). Banks often use a different routing number for wire transfers than for ACH, and large banks vary it by region; always confirm the correct number on a check or with your bank before initiating a transfer.

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the Manufacturers and Traders Trust Company routing number?

The Manufacturers and Traders Trust Company routing number is 022000046. It is the primary ABA routing transit number registered to Manufacturers and Traders Trust Company, headquartered in Buffalo, NY. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the Manufacturers and Traders Trust Company wire routing number?

This page lists 022000046, the primary routing number registered to Manufacturers and Traders Trust Company. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with Manufacturers and Traders Trust Company before sending a wire.

Is ABA number 022000046 the routing number for Manufacturers and Traders Trust Company?

Yes. ABA number 022000046 is the primary routing number registered to Manufacturers and Traders Trust Company. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 022000046?

Routing number 022000046 belongs to Manufacturers and Traders Trust Company, headquartered in Buffalo, NY. It is the bank's primary ABA routing number (FDIC certificate 588).

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Regulator records: FDIC BankFind (cert 588) · FFIEC NIC profile (RSSD 501105)