Marion Community Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income fell 4.0% from Q1 2026 to Q2 2026, ending at -$11.2M against -$10.8M. It was the largest change among the key lines on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.83% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $34.7M |
| Tier 1 capital | $34.7M |
| Total risk-based capital | — |
| Total equity capital | $23.5M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 6.46% |
| Tangible equity to tangible assets | 6.46% |
| Equity capital to average assets | 6.66% |
| Internal capital growth rate | 11.21% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $133K |
| Common stock surplus | $1.5M |
| Retained earnings | $33.1M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$11.2M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 9.73% | 4.01% | 4.01% |
| Q4 2023 | 9.77% | 5.28% | 5.28% |
| Q1 2024 | 9.85% | 5.11% | 5.11% |
| Q2 2024 | 9.95% | 5.22% | 5.22% |
| Q3 2024 | 9.60% | 6.17% | 6.17% |
| Q4 2024 | 9.36% | 5.22% | 5.22% |
| Q1 2025 | 9.70% | 5.89% | 5.89% |
| Q2 2025 | 9.01% | 5.15% | 5.15% |
| Q3 2025 | 9.12% | 5.97% | 5.97% |
| Q4 2025 | 9.18% | 6.38% | 6.38% |
| Q1 2026 | 9.72% | 6.63% | 6.63% |
| Q2 2026 | 9.83% | 6.46% | 6.46% |
Marion Community Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Marion Community Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Marion Community Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14184) · FFIEC NIC profile (RSSD 449832)