Marion Community Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Marion Community Bank of Marion, AL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.09% | 1.34% | -0.25% | 38th below |
| ROAE | 16.39% | 13.31% | +3.08% | 73rd above |
| Net Interest Margin | 4.04% | 3.93% | +0.11% | 55th above |
| Efficiency Ratio | 70.57% | 61.14% | +9.43% | 27th below |
| PPNR / Avg Assets | 1.28% | 1.68% | -0.40% | 33rd below |
| Yield on Earning Assets | 5.67% | 5.67% | +0.00% | 53rd above |
| Cost of Funds | 1.67% | 1.88% | -0.21% | 58th above |
| Net Interest Spread | 3.41% | 3.32% | +0.09% | 54th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.28% | 0.94% | +1.34% | 11th bottom |
| NPA / Total Assets | 1.48% | 0.70% | +0.78% | 12th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.04% | 0.16% | -0.12% | 28th below |
| ACL / Total Loans | 1.36% | 1.28% | +0.08% | 69th above |
| ACL / NPLs (Coverage) | 59.78% | 1539.24% | -1479.46% | 14th bottom |
| Texas Ratio | 20.48% | 7.33% | +13.15% | 7th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.83% | 12.14% | -2.31% | 28th below |
| Equity / Assets | 6.46% | 11.38% | -4.92% | 4th bottom |
| TCE / Tangible Assets | 6.46% | 11.09% | -4.63% | 5th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 72.08% | 80.64% | -8.56% | 67th above |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.66% | 86.86% | +1.80% | 47th below |
| Wholesale Funding Ratio | 3.57% | 5.03% | -1.46% | 50th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.16% | 6.85% | -0.69% | 63rd above |
| Loan Growth (Y/Y) | 14.35% | 7.90% | +6.45% | 85th top |
| Deposit Growth (Y/Y) | 2.78% | 6.29% | -3.51% | 41st below |
See Marion Community Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Marion Community Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Marion Community Bank profile, how to read a UBPR, or how this data updates.