Mauch Chunk Trust Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Mauch Chunk Trust Company of Jim Thorpe, PA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.14% | 1.35% | -1.21% | 6th bottom |
| ROAE | 23.72% | 12.05% | +11.67% | 94th top |
| Net Interest Margin | 2.61% | 3.90% | -1.29% | 4th bottom |
| Efficiency Ratio | 81.46% | 63.14% | +18.32% | 12th bottom |
| PPNR / Avg Assets | 0.52% | 1.64% | -1.12% | 9th bottom |
| Yield on Earning Assets | 4.20% | 5.65% | -1.45% | 4th bottom |
| Cost of Funds | 1.71% | 1.85% | -0.14% | 56th above |
| Net Interest Spread | 2.27% | 3.35% | -1.08% | 8th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.24% | 0.92% | +1.32% | 11th bottom |
| NPA / Total Assets | 1.04% | 0.67% | +0.37% | 19th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.15% | -0.14% | 38th below |
| ACL / Total Loans | 1.58% | 1.28% | +0.30% | 83rd top |
| ACL / NPLs (Coverage) | 70.61% | 1645.81% | -1575.20% | 18th bottom |
| Texas Ratio | 57.59% | 7.13% | +50.46% | 1st bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.14% | 20.83% | -5.69% | 50th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.14% | 20.87% | -5.73% | 50th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 16.40% | 21.94% | -5.54% | 51st above |
| Leverage Ratio | 7.94% | 12.47% | -4.53% | 2nd bottom |
| Equity / Assets | 1.07% | 11.68% | -10.61% | 0th bottom |
| TCE / Tangible Assets | 1.07% | 11.40% | -10.33% | 0th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 48.98% | 78.65% | -29.67% | 92nd top |
| Core Deposit Ratio | 90.07% | 87.09% | +2.98% | 55th above |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 3.98% | 5.11% | -1.13% | 46th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -3.69% | 6.48% | -10.17% | 7th bottom |
| Loan Growth (Y/Y) | 3.98% | 7.64% | -3.66% | 42nd below |
| Deposit Growth (Y/Y) | -5.41% | 6.03% | -11.44% | 6th bottom |
See Mauch Chunk Trust Company's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Mauch Chunk Trust Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Mauch Chunk Trust Company profile, how to read a UBPR, or how this data updates.