Mauch Chunk Trust Company: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Return on equity: 79.33 percentage points lower than in Q1 2026, at 23.72%. On return on assets, Mauch Chunk Trust Company is 4th from the bottom among 109 Pennsylvania banks, 0.14% (Q2 2026). Mauch Chunk Trust Company's return on assets of 0.14% is well below the 1.25% median for banks in the $100M-1B asset tier, a gap of 1.11 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 15.14% |
| Tier 1 risk-based capital ratio | 15.14% |
| Total risk-based capital ratio | 16.40% |
| Tier 1 leverage ratio | 7.94% |
| Equity capital to assets | 1.07% |
| Tangible equity to tangible assets | 1.07% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 2.24% |
| Non-performing assets ratio | 1.04% |
| Net charge-off ratio | 0.01% |
| Texas ratio | 57.59% |
| Allowance for credit losses to loans | 1.58% |
| Reserve coverage of non-performing loans | 70.61% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.14% |
| Return on equity | 23.72% |
| Net interest margin | 2.61% |
| Efficiency ratio | 81.46% |
| Yield on earning assets | 4.20% |
| Cost of funds | 1.71% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 48.98% |
| Core deposits to total deposits | 90.07% |
| Brokered deposits to total deposits | 6.80% |
| Deposits to assets | 94.52% |
| Securities to assets | 43.21% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 12.95% | 12.95% | 12.95% | 6.59% | 0.41% |
| Q4 2023 | 13.38% | 13.38% | 13.38% | 6.51% | 0.12% |
| Q1 2024 | 13.75% | 13.75% | 13.75% | 6.95% | 0.73% |
| Q2 2024 | 14.42% | 14.42% | 14.42% | 7.07% | 0.14% |
| Q3 2024 | 14.55% | 14.55% | 14.55% | 7.18% | 0.18% |
| Q4 2024 | 14.10% | 14.10% | 14.10% | 7.21% | 0.09% |
| Q1 2025 | 13.91% | 13.91% | 13.91% | 7.42% | 0.14% |
| Q2 2025 | 14.55% | 14.55% | 15.60% | 7.71% | 0.13% |
| Q3 2025 | 14.89% | 14.89% | 16.01% | 7.70% | 0.29% |
| Q4 2025 | 15.27% | 15.27% | 16.47% | 7.71% | 0.15% |
| Q1 2026 | 15.42% | 15.42% | 16.67% | 7.93% | 0.26% |
| Q2 2026 | 15.14% | 15.14% | 16.40% | 7.94% | 0.14% |
Mauch Chunk Trust Company vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Mauch Chunk Trust Company, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Mauch Chunk Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2359) · FFIEC NIC profile (RSSD 857811)