Maverick Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 65.5% lower than in Q1 2026, at $33.9M. Maverick Bank ranks 224th of 346 Texas banks on loan-to-deposit ratio, in the lower half at 63.98% (Q2 2026). Maverick Bank reported 63.98% on loan-to-deposit ratio for Q2 2026, 16.57 points below the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $33.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $303.0M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 63.98% |
| Net loans and leases to deposits | 63.19% |
| Loans and leases to core deposits | 69.84% |
| Core deposits to total deposits | 91.61% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 42.38% | 94.31% | $0 | $0 |
| Q4 2023 | 43.60% | 87.52% | $0 | $0 |
| Q1 2024 | 46.83% | 83.34% | $0 | $0 |
| Q2 2024 | 39.57% | 79.32% | $0 | $0 |
| Q3 2024 | 50.63% | 73.89% | $0 | $0 |
| Q4 2024 | 60.70% | 76.52% | $0 | $0 |
| Q1 2025 | 64.14% | 78.85% | $0 | $0 |
| Q2 2025 | 68.08% | 79.42% | $0 | $0 |
| Q3 2025 | 69.44% | 81.96% | $0 | $0 |
| Q4 2025 | 64.62% | 84.67% | $0 | $0 |
| Q1 2026 | 61.85% | 90.51% | $0 | $0 |
| Q2 2026 | 63.98% | 91.61% | $0 | $0 |
Maverick Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Maverick Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Maverick Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17446) · FFIEC NIC profile (RSSD 455459)