Maverick Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Total interest expense climbed 27.0% in Q2 2026, from $1.9M to $2.5M. It was the largest change from Q1 2026 among the key lines here. Among 345 Texas banks, Maverick Bank sits 30th from the top on net interest margin, 5.23% as of Q2 2026. The median for banks in the $100M-1B asset tier is 3.94% on net interest margin. Maverick Bank sits 1.29 points higher, at 5.23% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.57% |
| Yield on loans | 7.91% |
| Yield on securities | 4.75% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.40% |
| Cost of interest-bearing deposits | 2.39% |
| Cost of interest-bearing liabilities | 2.39% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 5.23% |
| Yield to cost spread | 4.18% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $8.7M |
| Total interest expense | $2.5M |
| Interest expense on deposits | $2.5M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 6.24% | 1.08% | 5.20% | 7.60% | 5.15% |
| Q4 2023 | 6.43% | 1.41% | 5.08% | 8.14% | 5.15% |
| Q1 2024 | 6.48% | 1.54% | 5.13% | 8.13% | 5.15% |
| Q2 2024 | 6.53% | 1.83% | 4.63% | 8.15% | 5.24% |
| Q3 2024 | 6.70% | 2.20% | 4.52% | 8.39% | 5.33% |
| Q4 2024 | 6.95% | 2.18% | 4.88% | 8.71% | 5.23% |
| Q1 2025 | 6.91% | 1.86% | 5.11% | 8.24% | 5.13% |
| Q2 2025 | 7.16% | 1.88% | 5.33% | 8.16% | 5.14% |
| Q3 2025 | 7.22% | 1.89% | 5.36% | 8.26% | 5.26% |
| Q4 2025 | 7.00% | 1.63% | 5.43% | 8.01% | 5.27% |
| Q1 2026 | 6.57% | 1.46% | 5.33% | 7.91% | 4.86% |
| Q2 2026 | 6.57% | 1.40% | 5.23% | 7.91% | 4.75% |
Maverick Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Maverick Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Maverick Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17446) · FFIEC NIC profile (RSSD 455459)