Mercantile Bank: Balance Sheet Growth
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Data as of · Derived from Call Report Schedule RC across quarters How we update
Mercantile Bank reported all 12 line items on this page on its Q3 2026 filing. Total assets was $6.53B in Q3 2026, up 4.7% from $6.23B in Q3 2025. Across the 12 quarters shown it ranged from $5.31B (Q4 2023) to $6.53B (Q3 2026).
What the balance sheet growth page covers and where each line comes from.
The standout move of Q3 2026 was in Net loan growth (quarter, annualized): 7.18 percentage points lower than in Q2 2026, at 2.71%.
Year-over-year growth
| Line item | Q3 2026 |
|---|---|
| Total assets, year over year | 4.74% |
| Total loans, year over year | 3.30% |
| Total deposits, year over year | 7.66% |
Source: Derived from Call Report Schedule RC across quarters. Open the filed call report for Q3 2026 on the FFIEC CDR.
Growth measures
| Line item | Q3 2026 |
|---|---|
| Asset growth rate | 18.56% |
| Loan growth rate | 2.76% |
| Deposit growth rate | 22.67% |
| Net loan growth (quarter, annualized) | 2.71% |
| Internal capital growth rate | 3.26% |
Loan growth persistently above internal capital growth has to be funded somewhere, either by raising capital, or by thinning the ratios.
Source: Derived from Call Report Schedule RC across quarters. Open the filed call report for Q3 2026 on the FFIEC CDR.
Balance sheet levels
| Line item | Q3 2026 |
|---|---|
| Total assets | $6.53B |
| Total loans and leases | $4.79B |
| Total deposits | $5.21B |
| Total equity capital | $711.6M |
Source: Derived from Call Report Schedule RC across quarters; Total assets: Call Report Schedule RC, item 12 (RCON2170); Total loans and leases: Call Report Schedule RC-C, Part I, item 12 (RCON2122); Total deposits: Call Report Schedule RC, item 13.a (RCON2200); Total equity capital: Call Report Schedule RC, item 27.a (RCON3210). Open the filed call report for Q3 2026 on the FFIEC CDR.
Balance Sheet Growth by quarter
| Quarter | Assets | Loans | Deposits | Total assets | Total loans |
|---|---|---|---|---|---|
| Q4 2023 | 9.48% | 10.26% | 5.05% | $5.31B | $4.32B |
| Q1 2024 | 11.22% | 9.25% | 11.28% | $5.42B | $4.34B |
| Q2 2024 | 8.40% | 9.76% | 10.27% | $5.55B | $4.46B |
| Q3 2024 | 12.07% | 11.37% | 14.12% | $5.86B | $4.58B |
| Q4 2024 | 12.82% | 6.81% | 20.30% | $5.99B | $4.62B |
| Q1 2025 | 11.99% | 7.27% | 16.82% | $6.07B | $4.65B |
| Q2 2025 | 10.09% | 5.95% | 13.61% | $6.11B | $4.73B |
| Q3 2025 | 6.34% | 1.10% | 8.14% | $6.23B | $4.63B |
| Q4 2025 | 4.13% | 0.41% | 3.82% | $6.24B | $4.64B |
| Q1 2026 | 4.66% | -0.25% | 7.21% | $6.36B | $4.64B |
| Q2 2026 | 2.17% | 0.57% | 4.18% | $6.24B | $4.75B |
| Q3 2026 | 4.74% | 3.30% | 7.66% | $6.53B | $4.79B |
Mercantile Bank balance sheet growth, quarter by quarter
Balance Sheet Growth since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Derived from Call Report Schedule RC across quarters, Q3 2026. How these pages are built. See the full Mercantile Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34598) · FFIEC NIC profile (RSSD 2608754)