Bank routing number ยท Grand Rapids, Michigan
Mercantile Bank Routing Number (ABA): 072413829
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The Mercantile Bank routing number is 072413829. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 28, 2026.
Mercantile Bank at a glance
Its CET1 capital ratio was 12.42% at Q3 2026, above regulatory requirements.
- Total assets, Q3 2026
- $6.53B
- CET1 ratio, Q3 2026
- 12.42%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 41 branches
- Latest call report
- Q3 2026, FFIEC 041
- Established
- 1997
Full financial profile · Is Mercantile Bank safe? · Mercantile Bank call report · Branch locations
Mercantile Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 072413829 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 28, 2026. NIC holds one primary number per bank; Mercantile Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 07, place this number in the Federal Reserve Bank of Chicago's district (District 7). Digits five through eight, 1382, identify the institution within that district. The last digit, 9, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Mercantile Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Mercantile Bank checks or in its online banking. Ask the bank for wire instructions (www.mercbank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Mercantile Bank
Mercantile Bank is headquartered in Grand Rapids, Michigan and was established in 1997. It is in the GRAND RAPIDS-WYOMING-KENTWOOD, MI metro area. It reported $6.53B in total assets and $5.21B in deposits for Q3 2026, the 3rd largest of the 72 banks headquartered in Michigan. It reports 41 domestic offices. Its deposits have been FDIC insured since 1997. Its primary federal regulator is the FDIC. 10 other banks and credit unions headquartered in Grand Rapids have a routing number listed here.
What the digits in 072413829 mean
The first four digits, 0724, are the Federal Reserve routing symbol. The prefix 07 places the number in the 7th Federal Reserve District (Chicago). That is also the district where the bank is headquartered. Digits five through eight, 1382, identify the institution within its Federal Reserve district. The last digit, 9, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 12 + 7 x 10 + 14 = 120, a multiple of 10, so 072413829 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Mercantile Bank routing number?
The Mercantile Bank routing number is 072413829. It is the primary ABA routing transit number registered to Mercantile Bank, headquartered in Grand Rapids, MI. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 28, 2026.
What is the Mercantile Bank wire routing number?
This page lists the primary routing number registered to Mercantile Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Mercantile Bank before sending a wire.
Is ABA number 072413829 the routing number for Mercantile Bank?
Yes. It is the primary routing number registered to Mercantile Bank.
Which bank uses routing number 072413829?
It belongs to Mercantile Bank, headquartered in Grand Rapids, MI. It is the bank's primary ABA routing number (FDIC certificate 34598).
Routing numbers in Grand Rapids, MI
- Bank
- Northpointe Bank: 072413926
- Bank
- Independent Bank: 072402652
- Bank
- United Bank of Michigan: 072408805
- Credit union
- Adventure Credit Union: 272480432
- Credit union
- Wmcu Credit Union: 272481004
- Bank
- Union Bank: 072404320
- Credit union
- Preferred Credit Union: 272480694
- Credit union
- A A C Credit Union: 272480393
View Mercantile Bank's full profile →
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Regulator records: FDIC BankFind (cert 34598) · FFIEC NIC profile (RSSD 2608754)