The Merchants & Planters Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Merchants & Planters Bank of Clarendon, AR against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.25% | 3.14% | -2.89% | 19th bottom |
| ROAE | 3.46% | 10.43% | -6.97% | 26th below |
| Net Interest Margin | 3.18% | 3.93% | -0.75% | 19th bottom |
| Efficiency Ratio | 80.10% | 76.30% | +3.80% | 32nd below |
| PPNR / Avg Assets | 0.66% | 1.40% | -0.74% | 26th below |
| Yield on Earning Assets | 4.44% | 5.35% | -0.91% | 21st bottom |
| Cost of Funds | 1.38% | 1.71% | -0.33% | 58th above |
| Net Interest Spread | 2.71% | 3.31% | -0.60% | 24th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.10% | 1.34% | -1.24% | 59th above |
| NPA / Total Assets | 0.13% | 0.71% | -0.58% | 50th above |
| NCO / Avg Loans | -0.02% | 0.11% | -0.13% | 85th top |
| ACL / Total Loans | 0.63% | 1.49% | -0.86% | 7th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 623.81% | 864.65% | -240.84% | 82nd top |
| Texas Ratio | 2.29% | 8.26% | -5.97% | 50th above |
| Provision / NCO | 0.00% | 315.47% | -315.47% | 22nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 11.30% | 17.61% | -6.31% | 32nd below |
| Equity / Assets | 7.51% | 16.44% | -8.93% | 7th bottom |
| TCE / Tangible Assets | 7.51% | 16.19% | -8.68% | 7th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 44.46% | 72.87% | -28.41% | 78th top |
| Core Deposit Ratio | 86.72% | 88.22% | -1.50% | 28th below |
| Wholesale Funding Ratio | 0.78% | 5.29% | -4.51% | 83rd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.38% | 4.31% | -1.93% | 48th below |
| Loan Growth (Y/Y) | 6.88% | 6.72% | +0.16% | 68th above |
| Deposit Growth (Y/Y) | 0.96% | 3.77% | -2.81% | 44th below |
See The Merchants & Planters Bank's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Merchants & Planters Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Merchants & Planters Bank profile, how to read a UBPR, or how this data updates.