Mid America Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 3.19 percentage points in Q2 2026, from 22.75% to 25.94%. It was the largest change from Q1 2026 among the key lines here. Within Missouri, Mid America Bank is 30th of 192 on total deposits, $1.03B as of Q2 2026, above the middle of the field. Mid America Bank reported $1.03B on total deposits for Q2 2026, 38% below the $1.67B median for banks in the $1B-10B asset tier.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $1.03B |
| Domestic office deposits | $1.03B |
| Foreign office deposits | — |
| Deposits to total assets | 87.42% |
| Deposits to total liabilities | 98.79% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $386.1M |
| Savings deposits | $228.5M |
| Transaction accounts to domestic deposits | 37.38% |
| Time deposits | $22K |
| Time deposits under $100k | $80.7M |
| Time deposits $100k to $250k | $77.8M |
| Time deposits over $250k | $68.5M |
| Noninterest-bearing share of deposits | 25.94% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $964.3M |
| Core deposits to total deposits | 93.36% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.18% |
| Interest expense on deposits | $4.3M |
| Loans and leases to core deposits | 85.42% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $726.1M | 90.80% | 2.72% | 2.00% |
| Q4 2023 | $812.1M | 90.93% | 3.08% | 2.24% |
| Q1 2024 | $840.5M | 91.45% | 2.71% | 2.35% |
| Q2 2024 | $769.7M | 91.95% | 1.90% | 2.33% |
| Q3 2024 | $789.6M | 92.05% | 1.59% | 2.49% |
| Q4 2024 | $847.5M | 88.60% | 0.28% | 2.74% |
| Q1 2025 | $935.0M | 94.08% | 0.15% | 2.37% |
| Q2 2025 | $808.0M | 92.90% | 0.17% | 2.09% |
| Q3 2025 | $896.1M | 92.90% | 0.02% | 2.28% |
| Q4 2025 | $967.2M | 92.72% | 0.00% | 2.25% |
| Q1 2026 | $1.05B | 93.13% | 0.00% | 2.19% |
| Q2 2026 | $1.03B | 93.36% | 0.00% | 2.18% |
Mid America Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Mid America Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Mid America Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11459) · FFIEC NIC profile (RSSD 873259)