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The Miners State Bank Locations & Branches Iron River, Michigan
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The Miners State Bank operates 5 branches from its headquarters in Iron River, MI, . Its main office is at 312 W Genesee St, Iron River, MI 49935.
The Miners State Bank branch network
All 5 branches are in MICHIGAN, across 5 cities. Its largest office by deposits is the The Miners State Bank office in Iron River, MI, with $63.5M (54.0% of its branch deposits). It had the same number of branches on June 30, 2025.
The Miners State Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 12.19% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $134.8M
- Tier 1 leverage ratio, Q2 2026
- 12.19%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1932
Full financial profile · Is The Miners State Bank safe? · The Miners State Bank Q3 2026 call report, filed October 27, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Iron River, MI (1 branch) | 1 of 3 | 50.3% | $63.5M |
| State: MI (5 branches) | 80 of 95 | <0.1% | $117.6M |
Ranked by total assets among banks headquartered in the state: Largest banks in Michigan.
Share by county and metro area
The Miners State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Iron, MI (1 branch) | 2 of 4 | 33.2% | $63.5M | $191.1M |
| Houghton, MI (3 branches) | 6 of 7 | 3.5% | $33.5M | $959.5M |
| Ontonagon, MI (1 branch) | 2 of 2 | 23.6% | $20.6M | $87.4M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Houghton, MI (3 branches) | 6 of 7 | 3.5% | $33.5M | $959.5M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Miners State Bank | Iron River, MI | 49935 | $63.5M |
| Ontonagon | Ontonagon, MI | 49953 | $20.6M |
| Houghton Branch | Houghton, MI | 49931 | $13.2M |
| Ripley Branch | Hancock, MI | 49930 | $10.6M |
| South Range Branch | South Range, MI | 49963 | $9.6M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 10928) · FFIEC NIC profile (RSSD 255350)