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Montezuma State Bank Locations & Branches Montezuma, Iowa

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Montezuma State Bank operates 1 branch from its headquarters in Montezuma, IA, .

Montezuma State Bank branch network

Its one office is in Montezuma, IOWA. It had the same number of branches on June 30, 2025.

Montezuma State Bank at a glance

It reports no CET1 ratio; its Tier 1 leverage ratio was 14.87% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Total assets, Q2 2026
$54.6M
Tier 1 leverage ratio, Q2 2026
14.87%
Deposit insurance
FDIC
Regulator
FDIC
Established
1891

Full financial profile · Is Montezuma State Bank safe? · Routing number

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Deposit market share

Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.

Area Rank Deposit share Deposits
City: Montezuma, IA (1 branch) 1 of 2 52.0% $46.2M
State: IA (1 branch) 241 of 261 <0.1% $46.2M

Ranked by total assets among banks headquartered in the state: Largest banks in Iowa.

Share by county and metro area

Montezuma State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.

Counties

County Rank Deposit share Deposits County total
Poweshiek, IA (1 branch) 6 of 7 8.0% $46.2M $580.4M

Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.

Branch Location ZIP Deposits
Montezuma State Bank (main office)
Montezuma, IA
50171 $46.2M

Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.