Bank routing number ยท Fresno, California
Murphy Bank Routing Number (ABA): 321181501
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The Murphy Bank routing number is 321181501. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 28, 2026.
Murphy Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 14.89% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $357.2M
- Tier 1 leverage ratio, Q2 2026
- 14.89%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 2 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1984
Full financial profile · Is Murphy Bank safe? · Murphy Bank Q3 2026 call report, filed October 21, 2026 (preliminary) · Branch locations
Murphy Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 321181501 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 28, 2026. NIC holds one primary number per bank; Murphy Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 32, place this number in the Federal Reserve Bank of San Francisco's district (District 12): prefixes 21 to 32 are the district numbers assigned to thrift institutions. Digits five through eight, 8150, identify the institution within that district. The last digit, 1, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Murphy Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Murphy Bank checks or in its online banking. Ask the bank for wire instructions (www.murphybank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Murphy Bank
Murphy Bank is headquartered in Fresno, California and was established in 1984. It is in the FRESNO, CA metro area. It reported $357.2M in total assets and $296.9M in deposits for Q2 2026, the 89th largest of the 113 banks headquartered in California. It reports 2 domestic offices. Its deposits have been FDIC insured since 1984. Its primary federal regulator is the FDIC. 11 other banks and credit unions headquartered in Fresno have a routing number listed here.
What the digits in 321181501 mean
The first four digits, 3211, are the Federal Reserve routing symbol. The prefix 32 places the number in the 12th Federal Reserve District (San Francisco), a range the ABA plan set aside for thrift institutions. That is also the district where the bank is headquartered. Digits five through eight, 8150, identify the institution within its Federal Reserve district. The last digit, 1, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 9 + 7 x 10 + 3 = 100, a multiple of 10, so 321181501 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Murphy Bank routing number?
The Murphy Bank routing number is 321181501. It is the primary ABA routing transit number registered to Murphy Bank, headquartered in Fresno, CA. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 28, 2026.
What is the Murphy Bank wire routing number?
This page lists the primary routing number registered to Murphy Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Murphy Bank before sending a wire.
Is ABA number 321181501 the routing number for Murphy Bank?
Yes. It is the primary routing number registered to Murphy Bank.
Which bank uses routing number 321181501?
It belongs to Murphy Bank, headquartered in Fresno, CA. It is the bank's primary ABA routing number (FDIC certificate 25726).
Routing numbers in Fresno, CA
- Credit union
- Educational Employees Credit Union: 321172594
- Bank
- Community West Bank: 121137726
- Bank
- FFB Bank: 121144146
- Credit union
- Noble Federal Credit Union: 321172510
- Credit union
- San Joaquin Power Employees Credit Union: 321172691
- Credit union
- United Local Credit Union: 321172688
- Credit union
- First California Federal Credit Union: 321172769
- Credit union
- Fresno Police Department Credit Union: 321172578
View Murphy Bank's full profile →
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Regulator records: FDIC BankFind (cert 25726) · FFIEC NIC profile (RSSD 855563)