The National Bank of Indianapolis: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The National Bank of Indianapolis of Indianapolis, IN against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.51% | 1.46% | +0.05% | 67th above |
| ROAE | 19.73% | 12.71% | +7.02% | 88th top |
| Net Interest Margin | 3.18% | 3.85% | -0.67% | 21st bottom |
| Efficiency Ratio | 54.71% | 57.41% | -2.70% | 61st above |
| PPNR / Avg Assets | 1.91% | 1.88% | +0.03% | 63rd above |
| Yield on Earning Assets | 5.17% | 5.72% | -0.55% | 28th below |
| Cost of Funds | 1.85% | 2.02% | -0.17% | 59th above |
| Net Interest Spread | 2.73% | 3.18% | -0.45% | 30th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.33% | 1.00% | -0.67% | 71st above |
| NPA / Total Assets | 0.23% | 0.76% | -0.53% | 72nd above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.04% | 0.43% | -0.39% | 45th below |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.21% | 1.31% | -0.10% | 60th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 367.72% | 543.56% | -175.84% | 75th top |
| Texas Ratio | 2.67% | 7.39% | -4.72% | 70th above |
| Provision / NCO | 103.18% | 619.32% | -516.14% | 35th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.42% | 17.34% | -5.92% | 16th bottom |
| Tier 1 Ratio | 11.42% | 17.38% | -5.96% | 16th bottom |
| Total Capital Ratio | 12.47% | 18.43% | -5.96% | 16th bottom |
| Leverage Ratio | 9.29% | 11.44% | -2.15% | 18th bottom |
| Equity / Assets | 7.82% | 11.34% | -3.52% | 6th bottom |
| TCE / Tangible Assets | 7.82% | 10.50% | -2.68% | 9th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 80.36% | 86.96% | -6.60% | 69th above |
| Core Deposit Ratio | 98.13% | 85.54% | +12.59% | 96th top |
| Uninsured Deposit Ratio | 60.27% | 33.09% | +27.18% | 4th bottom |
| Wholesale Funding Ratio | 3.38% | 5.71% | -2.33% | 53rd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.55% | 9.69% | -4.14% | 52nd above |
| Loan Growth (Y/Y) | 16.07% | 8.05% | +8.02% | 88th top |
| Deposit Growth (Y/Y) | 1.35% | 7.88% | -6.53% | 25th below |
See The National Bank of Indianapolis's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The National Bank of Indianapolis, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The National Bank of Indianapolis profile, how to read a UBPR, or how this data updates.