National Cooperative Bank, N.A. Routing Number (ABA): 242272227

National Cooperative Bank, N.A. at a glance

Its CET1 capital ratio was 14.05% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.

Total assets, Q2 2026

$4.33B

CET1 ratio, Q2 2026

14.05%

Deposit insurance

FDIC

Regulator

OCC

Domestic offices

1 FDIC institution directory, current count

Latest call report

Q2 2026, FFIEC 041

Established

1988

Full financial profile · Is National Cooperative Bank, N.A. safe? · National Cooperative Bank, N.A. call report · Branch locations

What the digits mean

The first two digits, 24, place this number in the Federal Reserve Bank of Cleveland's district (District 4): prefixes 21 to 32 are the district numbers assigned to thrift institutions. Digits five through eight, 7222, identify the institution within that district. The last digit, 7, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to National Cooperative Bank, N.A.

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your National Cooperative Bank, N.A. checks or in its online banking. Ask the bank for wire instructions (www.ncb.coop). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About National Cooperative Bank, N.A.

National Cooperative Bank, N.A. is headquartered in Hillsboro, Ohio and was established in 1988. It reported $4.33B in total assets and $3.57B in deposits for Q2 2026, the 12th largest of the 154 banks headquartered in Ohio. It reports 1 domestic office. Its deposits have been FDIC insured since 1989. Its primary federal regulator is the OCC. One other bank or credit union headquartered in Hillsboro has a routing number listed here.

What the digits in 242272227 mean

The first four digits, 2422, are the Federal Reserve routing symbol. The prefix 24 places the number in the 4th Federal Reserve District (Cleveland), a range the ABA plan set aside for thrift institutions. That is also the district where the bank is headquartered. Digits five through eight, 7222, identify the institution within its Federal Reserve district. The last digit, 7, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 6 + 7 x 13 + 11 = 120, a multiple of 10, so 242272227 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the National Cooperative Bank, N.A. routing number?

The National Cooperative Bank, N.A. routing number is 242272227. It is the primary ABA routing transit number registered to National Cooperative Bank, N.A., headquartered in Hillsboro, OH. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 28, 2026.

What is the National Cooperative Bank, N.A. wire routing number?

This page lists the primary routing number registered to National Cooperative Bank, N.A. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with National Cooperative Bank, N.A. before sending a wire.

Is ABA number 242272227 the routing number for National Cooperative Bank, N.A.?

Yes. It is the primary routing number registered to National Cooperative Bank, N.A.

Which bank uses routing number 242272227?

It belongs to National Cooperative Bank, N.A., headquartered in Hillsboro, OH. It is the bank's primary ABA routing number (FDIC certificate 32612).

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