Native American Bank, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income dropped 17.9% in Q2 2026, from -$1.2M to -$1.4M. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 14.39% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $54.6M |
| Tier 1 capital | $54.6M |
| Total risk-based capital | — |
| Total equity capital | $53.6M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 14.80% |
| Tangible equity to tangible assets | 14.80% |
| Equity capital to average assets | 14.11% |
| Internal capital growth rate | 7.74% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $5.0M |
| Common stock surplus | $34.6M |
| Retained earnings | $15.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.4M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 15.28% | 14.04% | 14.04% |
| Q4 2023 | 13.77% | 11.82% | 11.82% |
| Q1 2024 | 12.57% | 12.08% | 12.08% |
| Q2 2024 | 12.83% | 11.98% | 11.98% |
| Q3 2024 | 11.25% | 9.49% | 9.49% |
| Q4 2024 | 10.21% | 9.78% | 9.78% |
| Q1 2025 | 11.20% | 11.01% | 11.00% |
| Q2 2025 | 11.16% | 10.98% | 10.98% |
| Q3 2025 | 11.67% | 11.43% | 11.43% |
| Q4 2025 | 13.14% | 13.21% | 13.21% |
| Q1 2026 | 13.73% | 13.73% | 13.73% |
| Q2 2026 | 14.39% | 14.80% | 14.80% |
Native American Bank, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Native American Bank, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Native American Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 27026) · FFIEC NIC profile (RSSD 664653)