Native American Bank, N.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 7.06 percentage points higher than in Q1 2026, at 74.73%. Within Colorado, Native American Bank, N.A. is 46th of 63 on loan-to-deposit ratio, 69.41% as of Q2 2026, below the middle of the field. Native American Bank, N.A. reported 69.41% on loan-to-deposit ratio for Q2 2026, 11.43 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $73.6M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $124.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 69.41% |
| Net loans and leases to deposits | 68.74% |
| Loans and leases to core deposits | 74.73% |
| Core deposits to total deposits | 75.87% |
| Brokered deposits to total deposits | 17.01% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 67.97% | 84.07% | $0 | $0 |
| Q4 2023 | 58.64% | 88.48% | $0 | $0 |
| Q1 2024 | 60.42% | 86.50% | $0 | $0 |
| Q2 2024 | 59.58% | 83.83% | $0 | $0 |
| Q3 2024 | 43.27% | 92.77% | $0 | $0 |
| Q4 2024 | 49.14% | 86.69% | $0 | $0 |
| Q1 2025 | 50.65% | 82.82% | $0 | $0 |
| Q2 2025 | 53.18% | 83.28% | $0 | $0 |
| Q3 2025 | 55.65% | 83.94% | $0 | $0 |
| Q4 2025 | 59.26% | 80.89% | $0 | $0 |
| Q1 2026 | 63.71% | 76.48% | $0 | $0 |
| Q2 2026 | 69.41% | 75.87% | $0 | $0 |
Native American Bank, N.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Native American Bank, N.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Native American Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 27026) · FFIEC NIC profile (RSSD 664653)