Native American Bank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Native American Bank, N.A. of Denver, CO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.08% | 1.35% | -0.27% | 37th below |
| ROAE | 7.68% | 12.06% | -4.38% | 24th bottom |
| Net Interest Margin | 5.34% | 3.90% | +1.44% | 96th top |
| Efficiency Ratio | 73.29% | 63.15% | +10.14% | 22nd bottom |
| PPNR / Avg Assets | 1.40% | 1.64% | -0.24% | 39th below |
| Yield on Earning Assets | 5.91% | 5.65% | +0.26% | 64th above |
| Cost of Funds | 0.63% | 1.85% | -1.22% | 97th top |
| Net Interest Spread | 5.15% | 3.35% | +1.80% | 98th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.94% | 0.92% | +0.02% | 30th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.55% | 0.67% | -0.12% | 36th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.00% | 0.15% | -0.15% | 49th below |
| ACL / Total Loans | 0.96% | 1.28% | -0.32% | 22nd bottom |
| ACL / NPLs (Coverage) | 102.02% | 1645.80% | -1543.78% | 28th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 3.56% | 7.15% | -3.59% | 49th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 14.39% | 12.46% | +1.93% | 83rd top |
| Equity / Assets | 14.80% | 11.67% | +3.13% | 88th top |
| TCE / Tangible Assets | 14.80% | 11.40% | +3.40% | 89th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 69.41% | 78.65% | -9.24% | 71st above |
| Core Deposit Ratio | 75.87% | 87.10% | -11.23% | 10th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -14.02% | 6.48% | -20.50% | 1st bottom |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.03% | 7.64% | -0.61% | 60th above |
| Deposit Growth (Y/Y) | -17.99% | 6.03% | -24.02% | 0th bottom |
See Native American Bank, N.A.'s peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Native American Bank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Native American Bank, N.A. profile, how to read a UBPR, or how this data updates.