New Valley Bank & Trust: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks New Valley Bank & Trust of Springfield, MA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -0.24% | 1.34% | -1.58% | 3rd bottom |
| ROAE | -3.43% | 13.32% | -16.75% | 3rd bottom |
| Net Interest Margin | 2.55% | 3.93% | -1.38% | 4th bottom |
| Efficiency Ratio | 97.72% | 61.13% | +36.59% | 3rd bottom |
| PPNR / Avg Assets | 0.04% | 1.68% | -1.64% | 3rd bottom |
| Yield on Earning Assets | 4.73% | 5.67% | -0.94% | 14th bottom |
| Cost of Funds | 2.48% | 1.88% | +0.60% | 16th bottom |
| Net Interest Spread | 2.20% | 3.32% | -1.12% | 7th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.34% | 0.94% | +1.40% | 10th bottom |
| NPA / Total Assets | 1.54% | 0.70% | +0.84% | 11th bottom |
| NCO / Avg Loans | -0.46% | 0.16% | -0.62% | 99th top |
| ACL / Total Loans | 2.05% | 1.28% | +0.77% | 94th top |
| ACL / NPLs (Coverage) | 87.36% | 1539.26% | -1451.90% | 23rd bottom |
| Texas Ratio | 18.23% | 7.33% | +10.90% | 10th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.79% | 19.51% | -8.72% | 7th bottom |
| Tier 1 Ratio | 10.79% | 19.54% | -8.75% | 7th bottom |
| Total Capital Ratio | 12.04% | 20.63% | -8.59% | 8th bottom |
| Leverage Ratio | 7.45% | 12.14% | -4.69% | 1st bottom |
| Equity / Assets | 7.11% | 11.38% | -4.27% | 7th bottom |
| TCE / Tangible Assets | 7.11% | 11.09% | -3.98% | 8th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 78.81% | 80.64% | -1.83% | 53rd above |
| Core Deposit Ratio | 84.70% | 86.86% | -2.16% | 29th below |
| Wholesale Funding Ratio | 8.62% | 5.03% | +3.59% | 19th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 13.10% | 6.85% | +6.25% | 89th top |
| Loan Growth (Y/Y) | -3.74% | 7.91% | -11.65% | 10th bottom |
| Deposit Growth (Y/Y) | 15.79% | 6.28% | +9.51% | 92nd top |
See New Valley Bank & Trust's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock New Valley Bank & Trust, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full New Valley Bank & Trust profile, how to read a UBPR, or how this data updates.