Noblebank & Trust: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Noblebank & Trust of Anniston, AL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.72% | 1.35% | +0.37% | 75th top |
| ROAE | 21.03% | 12.05% | +8.98% | 89th top |
| Net Interest Margin | 4.40% | 3.90% | +0.50% | 75th top |
| Efficiency Ratio | 55.09% | 63.15% | -8.06% | 69th above |
| PPNR / Avg Assets | 2.17% | 1.64% | +0.53% | 79th top |
| Yield on Earning Assets | 5.54% | 5.65% | -0.11% | 47th below |
| Cost of Funds | 1.20% | 1.85% | -0.65% | 85th top |
| Net Interest Spread | 3.88% | 3.35% | +0.53% | 79th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.26% | 0.92% | -0.66% | 60th above |
| NPA / Total Assets | 0.16% | 0.67% | -0.51% | 64th above |
| NCO / Avg Loans | -0.09% | 0.15% | -0.24% | 97th top |
| ACL / Total Loans | 1.32% | 1.28% | +0.04% | 64th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 512.31% | 1645.62% | -1133.31% | 71st above |
| Texas Ratio | 1.71% | 7.15% | -5.44% | 66th above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 217.39% | 1189.79% | -972.40% | 60th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.32% | 12.46% | -1.14% | 56th above |
| Equity / Assets | 8.49% | 11.67% | -3.18% | 19th bottom |
| TCE / Tangible Assets | 8.49% | 11.40% | -2.91% | 23rd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 69.28% | 78.65% | -9.37% | 72nd above |
| Core Deposit Ratio | 89.69% | 87.09% | +2.60% | 53rd above |
| Wholesale Funding Ratio | 1.13% | 5.12% | -3.99% | 80th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.24% | 6.48% | -4.24% | 34th below |
| Loan Growth (Y/Y) | 2.44% | 7.64% | -5.20% | 33rd below |
| Deposit Growth (Y/Y) | -0.78% | 6.03% | -6.81% | 19th bottom |
See Noblebank & Trust's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Noblebank & Trust, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Noblebank & Trust profile, how to read a UBPR, or how this data updates.