Northeast Community Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Northeast Community Bank of White Plains, NY against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.05% | 1.46% | +0.59% | 89th top |
| ROAE | 11.85% | 12.69% | -0.84% | 47th below |
| Net Interest Margin | 5.12% | 3.85% | +1.27% | 96th top |
| Efficiency Ratio | 38.77% | 57.42% | -18.65% | 94th top |
| PPNR / Avg Assets | 3.09% | 1.88% | +1.21% | 96th top |
| Yield on Earning Assets | 7.52% | 5.72% | +1.80% | 96th top |
| Cost of Funds | 2.78% | 2.02% | +0.76% | 12th bottom |
| Net Interest Spread | 4.20% | 3.18% | +1.02% | 94th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.91% | 1.00% | -0.09% | 35th below |
| NPA / Total Assets | 0.83% | 0.76% | +0.07% | 30th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.11% | 0.43% | -0.32% | 27th below |
| ACL / Total Loans | 0.25% | 1.31% | -1.06% | 1st bottom |
| ACL / NPLs (Coverage) | 27.08% | 564.81% | -537.73% | 2nd bottom |
| Texas Ratio | 4.89% | 7.39% | -2.50% | 50th above |
| Provision / NCO | 103.84% | 619.04% | -515.20% | 35th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.05% | 17.34% | -2.29% | 70th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.05% | 17.37% | -2.32% | 70th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 15.31% | 18.42% | -3.11% | 61st above |
| Leverage Ratio | 17.32% | 11.43% | +5.89% | 96th top |
| Equity / Assets | 16.66% | 11.33% | +5.33% | 96th top |
| TCE / Tangible Assets | 16.66% | 10.49% | +6.17% | 96th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 124.24% | 86.92% | +37.32% | 2nd bottom |
| Core Deposit Ratio | 73.61% | 85.56% | -11.95% | 12th bottom |
| Uninsured Deposit Ratio | 28.03% | 33.13% | -5.10% | 60th above |
| Wholesale Funding Ratio | 9.28% | 5.70% | +3.58% | 19th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.25% | 9.68% | -2.43% | 64th above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.94% | 8.06% | -1.12% | 57th above |
| Deposit Growth (Y/Y) | 3.41% | 7.88% | -4.47% | 40th below |
See Northeast Community Bank's peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Northeast Community Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Northeast Community Bank profile, how to read a UBPR, or how this data updates.