The Northern Trust Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Northern Trust Company of Chicago, IL against its peer group of 14 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.94% | 1.51% | +0.43% | 85th top |
| ROAE | 26.91% | 15.32% | +11.59% | 92nd top |
| Net Interest Margin | 1.80% | 4.36% | -2.56% | 8th bottom |
| Efficiency Ratio | 72.63% | 53.28% | +19.35% | 8th bottom |
| PPNR / Avg Assets | 1.48% | 2.74% | -1.26% | 15th bottom |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.82% | 6.44% | -0.62% | 77th top |
| Cost of Funds | 3.82% | 2.25% | +1.57% | 8th bottom |
| Net Interest Spread | 1.17% | 3.83% | -2.66% | 8th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.19% | 1.47% | -1.28% | 100th top |
| NPA / Total Assets | 0.05% | 0.92% | -0.87% | 100th top |
| NCO / Avg Loans | -0.00% | 1.05% | -1.05% | 92nd top |
| ACL / Total Loans | 0.37% | 2.43% | -2.06% | 8th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 194.00% | 202.18% | -8.18% | 77th top |
| Texas Ratio | 0.97% | 10.18% | -9.21% | 100th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 14.09% | 14.46% | -0.37% | 62nd above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 14.09% | 14.62% | -0.53% | 62nd above |
| Total Capital Ratio | 16.31% | 16.12% | +0.19% | 62nd above |
| Leverage Ratio | 6.84% | 9.85% | -3.01% | 0th bottom |
| Equity / Assets | 6.69% | 10.21% | -3.52% | 8th bottom |
| TCE / Tangible Assets | 6.32% | 8.87% | -2.55% | 8th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 29.59% | 79.54% | -49.95% | 100th top |
| Core Deposit Ratio | 35.82% | 87.96% | -52.14% | 0th bottom |
| Uninsured Deposit Ratio | 29.48% | 35.16% | -5.68% | 69th above |
| Wholesale Funding Ratio | 7.77% | 6.16% | +1.61% | 15th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.24% | 13.26% | -9.02% | 69th above |
| Loan Growth (Y/Y) | 1.15% | 15.87% | -14.72% | 8th bottom |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.30% | 13.06% | -6.76% | 77th top |
See The Northern Trust Company's peers by name
The 14 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Northern Trust Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Northern Trust Company profile, how to read a UBPR, or how this data updates.