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Northpointe Bank: Balance Sheet

Data as of · Call Report Schedule RC How we update

Assets, liabilities and equity as reported on Schedule RC, the statement every other page on this profile is derived from.

Fed funds purchased and repos dropped 52.8% in Q2 2026, from $180.0M to $85.0M. It was the largest change from Q1 2026 among the key lines here. Northpointe Bank has the highest total assets of the 72 banks headquartered in Michigan, $7.53B as of Q2 2026. Against a median of $2.02B for banks in the $1B-10B asset tier, Northpointe Bank reported $7.53B on total assets in Q2 2026, 274% higher.

Assets

Assets for Northpointe Bank, Q2 2026
Line item Q2 2026
Total assets $7.53B
Cash and balances due from depository institutions $538.4M
Total securities $6.2M
Fed funds sold and reverse repos $0
Net loans and leases $6.78B
Loans held for sale $312.0M
Trading account assets $0
Premises and fixed assets $27.8M
Other real estate owned $3.0M
Goodwill and other intangibles $24.3M
All other assets $147.0M

Liabilities

Liabilities for Northpointe Bank, Q2 2026
Line item Q2 2026
Total liabilities $6.82B
Total deposits $5.25B
Fed funds purchased and repos $85.0M
Trading liabilities $0
Other borrowed money $1.43B
Subordinated notes and debentures $0
All other liabilities $53.9M

Equity capital

Equity capital for Northpointe Bank, Q2 2026
Line item Q2 2026
Total equity capital $708.3M
Common stock $2.6M
Common stock surplus $314.4M
Retained earnings $391.3M
Preferred stock and surplus $0
Accumulated other comprehensive income -$90K
Total liabilities and equity capital $7.53B

Balance Sheet trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total assets and total liabilities
Loans, securities and cash

Balance Sheet by quarter

Values plotted above, Northpointe Bank, oldest first
Quarter Total assetsTotal liabilitiesNet loans and leasesSecuritiesCash and balances due
Q3 2023 $4.89B $4.43B $4.12B $15.8M $469.4M
Q4 2023 $4.76B $4.31B $4.12B $16.0M $351.9M
Q1 2024 $4.87B $4.41B $4.34B $10.3M $244.8M
Q2 2024 $5.16B $4.70B $4.61B $9.3M $353.4M
Q3 2024 $5.39B $4.91B $4.74B $9.8M $440.8M
Q4 2024 $5.22B $4.74B $4.63B $9.9M $376.3M
Q1 2025 $5.86B $5.27B $5.34B $9.9M $321.5M
Q2 2025 $6.43B $5.82B $5.82B $10.1M $415.7M
Q3 2025 $6.84B $6.20B $6.21B $6.1M $419.2M
Q4 2025 $7.02B $6.36B $6.32B $6.1M $496.5M
Q1 2026 $7.40B $6.71B $6.70B $6.2M $487.6M
Q2 2026 $7.53B $6.82B $6.78B $6.2M $538.4M

Northpointe Bank balance sheet, all the way back

Balance Sheet back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedule RC, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Northpointe Bank profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 34953) · FFIEC NIC profile (RSSD 2737980)