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Osgood Bank Locations & Branches Osgood, Ohio
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Osgood Bank operates 5 branches from its headquarters in Osgood, OH, .
Osgood Bank branch network
All 5 branches are in OHIO, across 5 cities. Its largest office by deposits is its main office in Osgood, OH, with $253.9M (58.1% of its branch deposits). It had the same number of branches on June 30, 2025.
Osgood Bank at a glance
Its CET1 capital ratio was 12.98% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $485.8M
- CET1 ratio, Q2 2026
- 12.98%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1915
Full financial profile · Is Osgood Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Osgood, OH (1 branch) | 1 of 1 | 100.0% | $253.9M |
| State: OH (5 branches) | 66 of 184 | <0.1% | $437.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Ohio.
Share by county and metro area
Osgood Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Darke, OH (1 branch) | 3 of 11 | 14.9% | $253.9M | $1.71B |
| Shelby, OH (2 branches) | 8 of 10 | 6.3% | $91.2M | $1.45B |
| Mercer, OH (1 branch) | 8 of 9 | 3.3% | $66.5M | $2.03B |
| Logan, OH (1 branch) | 12 of 13 | 2.6% | $25.7M | $982.8M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Greenville, OH (1 branch) | 3 of 11 | 14.9% | $253.9M | $1.71B |
| Sidney, OH (2 branches) | 8 of 10 | 6.3% | $91.2M | $1.45B |
| Celina, OH (1 branch) | 8 of 9 | 3.3% | $66.5M | $2.03B |
| Bellefontaine, OH (1 branch) | 12 of 13 | 2.6% | $25.7M | $982.8M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Osgood Bank (main office) | Osgood, OH | 45351 | $253.9M |
| Fort Loramie Branch | Fort Loramie, OH | 45845 | $79.1M |
| Chickasaw Branch | Chickasaw, OH | 45826 | $66.5M |
| Indian Lake Branch | Lakeview, OH | 43331 | $25.7M |
| Russia Branch | Russia, OH | 45363 | $12.1M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 9137) · FFIEC NIC profile (RSSD 313223)