The Park Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Park Bank of Madison, WI against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.88% | 1.46% | -0.58% | 22nd bottom |
| ROAE | 8.77% | 12.72% | -3.95% | 24th bottom |
| Net Interest Margin | 3.01% | 3.85% | -0.84% | 15th bottom |
| Efficiency Ratio | 66.20% | 57.40% | +8.80% | 27th below |
| PPNR / Avg Assets | 1.15% | 1.88% | -0.73% | 21st bottom |
| Yield on Earning Assets | 4.85% | 5.72% | -0.87% | 15th bottom |
| Cost of Funds | 2.03% | 2.02% | +0.01% | 49th below |
| Net Interest Spread | 2.32% | 3.18% | -0.86% | 14th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.24% | 1.00% | -0.76% | 78th top |
| NPA / Total Assets | 0.20% | 0.76% | -0.56% | 76th top |
| NCO / Avg Loans | 0.00% | 0.43% | -0.43% | 72nd above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.23% | 1.31% | -0.08% | 62nd above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 518.51% | 543.37% | -24.86% | 82nd top |
| Texas Ratio | 1.80% | 7.39% | -5.59% | 79th top |
| Provision / NCO | 1850.00% | 617.74% | +1232.26% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.10% | 17.34% | -5.24% | 27th below |
| Tier 1 Ratio | 12.10% | 17.37% | -5.27% | 27th below |
| Total Capital Ratio | 13.35% | 18.42% | -5.07% | 29th below |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.74% | 11.44% | -0.70% | 56th above |
| Equity / Assets | 10.15% | 11.34% | -1.19% | 46th below |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.15% | 10.50% | -0.35% | 59th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 104.80% | 86.94% | +17.86% | 9th bottom |
| Core Deposit Ratio | 92.59% | 85.55% | +7.04% | 72nd above |
| Uninsured Deposit Ratio | 38.50% | 33.12% | +5.38% | 31st below |
| Wholesale Funding Ratio | 7.74% | 5.70% | +2.04% | 26th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.76% | 9.69% | -6.93% | 33rd below |
| Loan Growth (Y/Y) | 1.59% | 8.06% | -6.47% | 26th below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.02% | 7.87% | -2.85% | 51st above |
See The Park Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Park Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Park Bank profile, how to read a UBPR, or how this data updates.