The Park National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Park National Bank of Newark, OH against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.91% | 1.39% | +0.52% | 87th top |
| ROAE | 15.69% | 12.20% | +3.49% | 81st top |
| Net Interest Margin | 4.77% | 3.81% | +0.96% | 92nd top |
| Efficiency Ratio | 52.56% | 54.25% | -1.69% | 56th above |
| PPNR / Avg Assets | 2.50% | 2.04% | +0.46% | 84th top |
| Yield on Earning Assets | 5.93% | 5.71% | +0.22% | 84th top |
| Cost of Funds | 1.24% | 2.03% | -0.79% | 88th top |
| Net Interest Spread | 4.22% | 3.12% | +1.10% | 92nd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.41% | 0.98% | +0.43% | 14th bottom |
| NPA / Total Assets | 1.25% | 0.72% | +0.53% | 10th bottom |
| NCO / Avg Loans | 0.10% | 0.33% | -0.23% | 58th above |
| ACL / Total Loans | 1.14% | 1.39% | -0.25% | 46th below |
| ACL / NPLs (Coverage) | 80.41% | 236.46% | -156.05% | 18th bottom |
| Texas Ratio | 11.66% | 8.85% | +2.81% | 16th bottom |
| Provision / NCO | 141.85% | 123.13% | +18.72% | 72nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.24% | 15.68% | -3.44% | 31st below |
| Tier 1 Ratio | 12.24% | 15.80% | -3.56% | 31st below |
| Total Capital Ratio | 13.54% | 16.93% | -3.39% | 32nd below |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.33% | 10.50% | -0.17% | 54th above |
| Equity / Assets | 12.39% | 11.70% | +0.69% | 66th above |
| TCE / Tangible Assets | 10.25% | 9.72% | +0.53% | 72nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 90.26% | 84.54% | +5.72% | 34th below |
| Core Deposit Ratio | 94.91% | 86.55% | +8.36% | 80th top |
| Uninsured Deposit Ratio | 22.29% | 36.95% | -14.66% | 82nd top |
| Wholesale Funding Ratio | 1.17% | 5.87% | -4.70% | 85th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 27.47% | 11.81% | +15.66% | 91st top |
| Loan Growth (Y/Y) | 22.20% | 11.28% | +10.92% | 83rd top |
| Deposit Growth (Y/Y) | 26.56% | 11.22% | +15.34% | 90th top |
See The Park National Bank's peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Park National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Park National Bank profile, how to read a UBPR, or how this data updates.