Partners Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Accumulated other comprehensive income, which rose 6.5% to -$3.7M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 14.70% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $42.9M |
| Tier 1 capital | $42.9M |
| Total risk-based capital | — |
| Total equity capital | $40.3M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 13.70% |
| Tangible equity to tangible assets | 13.36% |
| Equity capital to average assets | 13.77% |
| Internal capital growth rate | 9.41% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $450K |
| Common stock surplus | $17.9M |
| Retained earnings | $25.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$3.7M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 13.56% | 11.25% | 10.81% |
| Q4 2023 | 13.25% | 11.66% | 11.26% |
| Q1 2024 | 13.42% | 11.42% | 11.05% |
| Q2 2024 | 13.39% | 11.62% | 11.26% |
| Q3 2024 | 12.77% | 12.02% | 11.67% |
| Q4 2024 | 13.61% | 12.26% | 11.89% |
| Q1 2025 | 14.26% | 13.10% | 12.73% |
| Q2 2025 | 14.43% | 13.18% | 12.82% |
| Q3 2025 | 13.67% | 12.77% | 12.43% |
| Q4 2025 | 14.03% | 13.33% | 12.98% |
| Q1 2026 | 14.26% | 13.64% | 13.29% |
| Q2 2026 | 14.70% | 13.70% | 13.36% |
Partners Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Partners Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Partners Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12513) · FFIEC NIC profile (RSSD 114149)