Partners Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 148.28 percentage points in Q2 2026, from 283.96% to 432.24%. It was the largest change from Q1 2026 among the key lines here. Within Wisconsin, Partners Bank is 82nd of 153 on return on assets, 1.26% as of Q2 2026, below the middle of the field. At 1.26%, Partners Bank's return on assets is close to the 1.25% median for banks in the $100M-1B asset tier (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 14.70% |
| Equity capital to assets | 13.70% |
| Tangible equity to tangible assets | 13.36% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.36% |
| Non-performing assets ratio | 0.22% |
| Net charge-off ratio | -0.01% |
| Texas ratio | 1.53% |
| Allowance for credit losses to loans | 1.56% |
| Reserve coverage of non-performing loans | 432.24% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.26% |
| Return on equity | 9.27% |
| Net interest margin | 3.68% |
| Efficiency ratio | 55.69% |
| Yield on earning assets | 5.00% |
| Cost of funds | 1.49% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 79.52% |
| Core deposits to total deposits | 94.71% |
| Brokered deposits to total deposits | 0.26% |
| Deposits to assets | 76.22% |
| Securities to assets | 24.53% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 13.56% | 0.62% | 2.68% | 0.42% | -0.01% |
| Q4 2023 | 13.25% | 0.79% | 2.74% | 0.40% | -0.01% |
| Q1 2024 | 13.42% | 1.02% | 2.63% | 0.39% | -0.01% |
| Q2 2024 | 13.39% | 0.79% | 2.75% | 0.39% | -0.01% |
| Q3 2024 | 12.77% | 0.91% | 2.79% | 0.43% | -0.00% |
| Q4 2024 | 13.61% | 1.01% | 3.11% | 0.36% | 0.01% |
| Q1 2025 | 14.26% | 1.16% | 3.25% | 0.34% | -0.06% |
| Q2 2025 | 14.43% | 1.15% | 3.33% | 0.32% | -0.01% |
| Q3 2025 | 13.67% | 1.06% | 3.33% | 0.37% | -0.06% |
| Q4 2025 | 14.03% | 1.23% | 3.63% | 0.36% | 0.00% |
| Q1 2026 | 14.26% | 1.27% | 3.54% | 0.53% | -0.06% |
| Q2 2026 | 14.70% | 1.26% | 3.68% | 0.36% | -0.01% |
Partners Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Partners Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Partners Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12513) · FFIEC NIC profile (RSSD 114149)